Credit Acceptance Quarterly Balance Sheet
NASDAQ: CACCFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Credit Acceptance financial position
As of Jun 30, 2026, Credit Acceptance reported total assets of $8.62 billion, down 1.2% from a year earlier against total liabilities of $7.03 billion. Shareholders' equity stood at $1.59 billion, or 18.4% of assets. The company held $1.4 million in cash and equivalents against $1.09 billion of debt, a net debt position of $1.09 billion.
Debt-to-equity was 0.69.
Summary generated from market data by MetaCap's automated system. Methodology
Credit Acceptance balance sheet (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 1.40M | 25.70M | 22.80M | 15.90M | 70.00M | 528.80M | 343.70M | 159.70M | 8.30M | 8.40M | 13.20M | 3.10M |
| Property, Plant & Equipment | 14.10M | 13.20M | 12.60M | 12.90M | 13.20M | 13.70M | 14.70M | 15.20M | 16.10M | 44.60M | 46.50M | 47.10M |
| Total Assets | 8.62B | 8.69B | 8.63B | 8.64B | 8.72B | 9.26B | 8.85B | 8.68B | 8.26B | 8.10B | 7.61B | 7.40B |
| Accounts Payable | 394.00M | 415.30M | 400.20M | 382.90M | 378.80M | 377.00M | 315.80M | 364.40M | 344.20M | 342.70M | 318.80M | 284.10M |
| Long-Term Debt | 1.09B | 1.09B | 1.09B | 1.09B | 1.09B | 1.09B | 991.30M | 990.80M | 990.10M | 989.60M | 989.00M | 796.00M |
| Total Liabilities | 7.03B | 7.18B | 7.11B | 7.06B | 7.17B | 7.55B | 7.11B | 7.04B | 6.70B | 6.44B | 5.86B | 5.70B |
| Shareholders' Equity | 1.59B | 1.51B | 1.52B | 1.58B | 1.55B | 1.71B | 1.75B | 1.65B | 1.55B | 1.65B | 1.75B | 1.70B |
| Retained Earnings | 1.08B | 1.08B | 1.12B | 1.19B | 1.18B | 1.36B | 1.41B | 1.32B | 1.24B | 1.35B | 1.48B | 1.43B |
| Total Debt | 1.09B | 1.09B | 1.09B | 1.09B | 1.09B | 1.09B | 991.30M | 990.80M | 990.10M | 989.60M | 989.00M | 796.00M |
| Net Cash (Debt) | -1.09B | -1.06B | -1.06B | -1.07B | -1.02B | -557.00M | -647.60M | -831.10M | -981.80M | -981.20M | -975.80M | -792.90M |
| Shares Outstanding | 10.38M | 10.42M | 10.68M | 11.04M | 11.24M | 11.75M | 12.05M | 12.11M | 12.11M | 12.22M | 12.52M | 12.57M |
This table shows 12 quarterly periods of Credit Acceptance's balance sheet, from Q2 2026 back to Q3 2023, across 11 line items including cash & equivalents, property, plant & equipment, total assets. Values in USD; B = billions, M = millions. Fiscal periods follow CACC's reporting calendar. What is a balance sheet?