Credit Acceptance Quarterly Income Statement
NASDAQ: CACCFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Credit Acceptance revenue and earnings
In the quarter ended Jun 30, 2026, Credit Acceptance generated $587.4 million in revenue, up 0.6% from the same quarter a year earlier. Net income was $135.9 million (+55.5% year over year), for a net margin of 23.1% versus a median of 18.6% in the prior 5 quarters. Diluted earnings per share came in at $12.66, up from $7.42.
Summary generated from market data by MetaCap's automated system. Methodology
Credit Acceptance income statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 587.40M | 580.00M | 579.90M | 582.40M | 583.80M | 571.10M | 565.90M | 550.30M | 538.20M | 508.00M | 491.60M | 478.60M |
| Revenue growth (YoY) | +0.62% | +1.56% | +2.47% | +5.83% | +8.47% | +12.42% | +15.11% | +14.98% | +12.62% | +11.94% | +7.10% | +3.98% |
| Operating Expenses | 134.10M | 141.20M | 162.30M | 146.60M | 155.50M | 135.50M | 121.60M | 129.40M | 124.40M | 126.10M | 114.30M | 110.50M |
| Selling, General & Admin | 56.00M | 52.60M | 83.00M | 61.10M | 71.80M | 46.90M | 44.00M | 52.10M | 48.60M | 47.60M | 48.20M | 43.80M |
| Interest Expense | 107.40M | 108.40M | 113.80M | 116.30M | 118.10M | 114.70M | 111.30M | 111.20M | 104.50M | 92.50M | 78.80M | 70.50M |
| Pretax Income | 168.60M | 175.00M | 157.00M | 148.90M | 117.80M | 141.70M | 191.90M | 106.50M | -55.30M | 86.40M | 116.40M | 96.50M |
| Income Tax | 32.70M | 39.20M | 35.00M | 40.70M | 30.40M | 35.40M | 40.00M | 27.70M | -8.20M | 22.10M | 22.80M | 25.70M |
| Net Income | 135.90M | 135.80M | 122.00M | 108.20M | 87.40M | 106.30M | 151.90M | 78.80M | -47.10M | 64.30M | 93.60M | 70.80M |
| Net Income growth (YoY) | +55.49% | +27.75% | -19.68% | +37.31% | — | +65.32% | +62.29% | +11.30% | -312.16% | -35.38% | -26.47% | -18.43% |
| EPS (Basic) | 12.97 | 12.64 | 11.06 | 9.62 | 7.55 | 8.79 | 12.38 | 6.42 | -3.83 | 5.15 | 7.30 | 5.47 |
| EPS (Diluted) | 12.66 | 12.40 | 10.87 | 9.43 | 7.42 | 8.66 | 12.28 | 6.35 | -3.83 | 5.08 | 7.26 | 5.43 |
| Shares Outstanding (Basic) | 10.48M | 10.74M | — | 11.25M | 11.57M | 12.09M | — | 12.27M | 12.28M | 12.48M | — | 12.93M |
| Shares Outstanding (Diluted) | 10.73M | 10.95M | — | 11.47M | 11.77M | 12.28M | — | 12.42M | 12.28M | 12.65M | — | 13.04M |
| Net Margin | 23.14% | 23.41% | 21.04% | 18.58% | 14.97% | 18.61% | 26.84% | 14.32% | -8.75% | 12.66% | 19.04% | 14.79% |
This table shows 12 quarterly periods of Credit Acceptance's income statement, from Q2 2026 back to Q3 2023, across 12 line items including revenue, operating expenses, selling, general & admin. Values in USD; B = billions, M = millions. Fiscal periods follow CACC's reporting calendar. What is a income statement?