Capital One Financial Quarterly Cash Flow Statement
NYSE: COFFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Capital One Financial free cash flow
In the quarter ended Jun 30, 2026, Capital One Financial generated $8.44 billion of operating cash flow and spent $367.0 million on capital expenditures. That left free cash flow of $8.08 billion, a free-cash-flow margin of 51.0% of revenue. Free cash flow was up 42.5% from the prior year's $5.67 billion.
Capital One Financial returned $3.25 billion to shareholders: $500.0 million in dividends and $2.75 billion in share repurchases, equal to 40% of free cash flow. Free cash flow covered dividend payments 16.2 times.
Summary generated from market data by MetaCap's automated system. Methodology
Capital One Financial cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 3.02B | 2.17B | 2.13B | 3.19B | -4.28B | 1.40B | 1.10B | 1.78B | 597.00M | 1.28B | 706.00M | 1.79B |
| Net Income growth (YoY) | — | +54.84% | +94.71% | +79.63% | -816.42% | +9.69% | +55.24% | -0.73% | -58.28% | +33.33% | -42.69% | +5.67% |
| Depreciation & Amortization | 1.58B | 1.51B | 1.60B | 1.83B | 1.01B | 812.00M | 814.00M | 806.00M | 811.00M | 806.00M | 798.00M | 852.00M |
| Stock-Based Compensation | 215.00M | 131.00M | 200.00M | 174.00M | 225.00M | 177.00M | 144.00M | 127.00M | 105.00M | 193.00M | 141.00M | 95.00M |
| Change in Working Capital | 617.00M | -2.77B | 760.00M | 898.00M | -348.00M | 169.00M | -1.83B | 1.06B | 554.00M | -1.32B | 2.74B | 2.12B |
| Operating Cash Flow | 8.44B | 6.02B | 7.83B | 9.15B | 6.07B | 4.67B | 2.45B | 6.46B | 6.24B | 3.01B | 7.10B | 7.13B |
| Capital Expenditures | -367.00M | -553.00M | -444.00M | -387.00M | -399.00M | -348.00M | -356.00M | -312.00M | -289.00M | -247.00M | -261.00M | -259.00M |
| Investing Cash Flow | -16.49B | 26.00M | -7.81B | -9.95B | 16.47B | 845.00M | -14.25B | -6.30B | -7.53B | 1.68B | -9.69B | -5.07B |
| Dividends Paid | -500.00M | -502.00M | -508.00M | -386.00M | -388.00M | -234.00M | -232.00M | -233.00M | -232.00M | -235.00M | -233.00M | -232.00M |
| Share Repurchases | -2.75B | -2.79B | -2.52B | -1.04B | -167.00M | -375.00M | -161.00M | -161.00M | -163.00M | -249.00M | -158.00M | -157.00M |
| Financing Cash Flow | -15.33B | 11.11B | 3.54B | -2.25B | -9.92B | -218.00M | 5.75B | 1.74B | -2.38B | 3.06B | 1.04B | 1.20B |
| Net Change in Cash | -23.38B | 17.16B | 3.57B | -3.05B | 12.61B | 5.29B | -6.05B | 1.89B | -3.67B | 7.75B | -1.55B | 3.26B |
| Free Cash Flow | 8.08B | 5.47B | 7.39B | 8.77B | 5.67B | 4.32B | 2.09B | 6.15B | 5.95B | 2.76B | 6.84B | 6.87B |
This table shows 12 quarterly periods of Capital One Financial's cash flow statement, from Q2 2026 back to Q3 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow COF's reporting calendar. What is a cash flow statement?