Midland States Bancorp Quarterly Cash Flow Statement
NASDAQ: MSBIFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Midland States Bancorp free cash flow
In the quarter ended Jun 30, 2026, Midland States Bancorp generated $29.5 million of operating cash flow and spent $276,000 on capital expenditures. That left free cash flow of $29.2 million, a free-cash-flow margin of 35.0% of revenue. Free cash flow was up 9.5% from the prior year's $26.7 million.
Midland States Bancorp returned $9.5 million to shareholders: $6.8 million in dividends and $2.7 million in share repurchases, equal to 33% of free cash flow. Free cash flow covered dividend payments 4.3 times.
Summary generated from market data by MetaCap's automated system. Methodology
Midland States Bancorp cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 19.89M | 18.46M | -2.89M | 7.56M | 12.02M | -140.97M | -30.77M | 20.43M | 25.72M | 22.66M | 20.11M | 8.69M |
| Net Income growth (YoY) | +65.40% | — | — | -63.01% | -53.25% | -722.04% | -253.02% | +135.11% | +55.54% | +43.24% | -41.00% | -63.05% |
| Depreciation & Amortization | 1.21M | 1.22M | 1.22M | 1.22M | 1.22M | 1.24M | 1.27M | 1.24M | 1.25M | 1.23M | 1.21M | 1.10M |
| Change in Working Capital | 8.74M | -3.71M | -33.54M | 26.58M | 3.03M | -11.65M | 2.80M | 13.06M | -12.54M | -2.08M | 37.12M | -27.38M |
| Operating Cash Flow | 29.47M | 16.97M | -7.06M | 79.98M | 28.06M | 24.70M | 55.52M | 46.51M | 31.44M | 43.07M | 55.90M | 19.47M |
| Capital Expenditures | -276.00K | -619.00K | -740.00K | -1.37M | -1.39M | -1.85M | -2.72M | -2.11M | -1.55M | -527.00K | -1.67M | -2.38M |
| Investing Cash Flow | 25.57M | -68.35M | 334.73M | 145.24M | 229.47M | 39.47M | 104.50M | -2.15M | 7.45M | 26.91M | 99.23M | 29.06M |
| Dividends Paid | -6.80M | -6.89M | -7.09M | -7.02M | -6.79M | -6.78M | -6.79M | -6.75M | -6.76M | -6.77M | -6.57M | -6.60M |
| Share Repurchases | -2.74M | -7.92M | -9.66M | 0 | 0 | 0 | 29.00K | -534.00K | -3.03M | -1.94M | -2.87M | -6.06M |
| Financing Cash Flow | 130.04M | 37.23M | -366.01M | -235.67M | -182.94M | -76.92M | -167.13M | -47.13M | -81.56M | -37.73M | -152.19M | -77.09M |
| Net Change in Cash | 185.09M | -14.15M | -38.34M | -10.44M | 74.58M | -12.76M | -7.11M | -2.77M | -42.67M | 32.26M | 2.93M | -28.56M |
| Free Cash Flow | 29.20M | 16.35M | -7.80M | 78.61M | 26.67M | 22.85M | 52.81M | 44.40M | 29.89M | 42.55M | 54.23M | 17.09M |
This table shows 12 quarterly periods of Midland States Bancorp's cash flow statement, from Q2 2026 back to Q3 2023, across 11 line items including net income, depreciation & amortization, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow MSBI's reporting calendar. What is a cash flow statement?