Navient Financial Statements
NASDAQ: NAVIFinanceInvestment Bankers/Brokers/ServiceUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Navient revenue and earnings
In fiscal 2025, Navient generated $610.0 million in revenue, up 125.1% from fiscal 2024. Navient reported a net loss of $80.0 million, compared with net income of $131.0 million a year earlier. Diluted earnings per share came in at -$0.81, down from $1.18.
Over the last 5 fiscal years, NAVI's revenue has grown at a 9.5% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
Navient income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 610.00M | 271.00M | 321.00M | 332.00M | 507.00M | 388.00M | 391.00M | 359.00M | 2.21B | 2.52B |
| Revenue growth (YoY) | +125.09% | -15.58% | -3.31% | -34.52% | +30.67% | -0.77% | +8.91% | -83.74% | -12.52% | -19.18% |
| Operating Expenses | 421.00M | 680.00M | 800.00M | 776.00M | 1.21B | 964.00M | 984.00M | 984.00M | 966.00M | 951.00M |
| Interest Expense | 2.59B | 3.27B | 3.56B | 2.10B | 1.32B | 2.05B | 3.49B | 3.67B | 2.97B | 2.44B |
| Pretax Income | -111.00M | 174.00M | 313.00M | 827.00M | 936.00M | 532.00M | 763.00M | 528.00M | 764.00M | 1.11B |
| Income Tax | -31.00M | 43.00M | 85.00M | 182.00M | 219.00M | 120.00M | 166.00M | 133.00M | 472.00M | 427.00M |
| Net Income | -80.00M | 131.00M | 228.00M | 645.00M | 717.00M | 412.00M | 597.00M | 395.00M | 292.00M | 681.00M |
| Net Income growth (YoY) | -161.07% | -42.54% | -64.65% | -10.04% | +74.03% | -30.99% | +51.14% | +35.27% | -57.12% | -30.79% |
| EPS (Basic) | -0.81 | 1.20 | 1.87 | 4.54 | 4.23 | 2.14 | 2.59 | 1.52 | 1.06 | 2.15 |
| EPS (Diluted) | -0.81 | 1.18 | 1.85 | 4.49 | 4.18 | 2.12 | 2.56 | 1.49 | 1.04 | 2.12 |
| Shares Outstanding (Basic) | 99.00M | 109.00M | 122.00M | 142.00M | 170.00M | 193.00M | 230.00M | 260.00M | 275.00M | 316.00M |
| Shares Outstanding (Diluted) | 99.00M | 111.00M | 123.00M | 144.00M | 172.00M | 195.00M | 233.00M | 264.00M | 281.00M | 322.00M |
| Net Margin | -13.11% | 48.34% | 71.03% | 194.28% | 141.42% | 106.19% | 152.69% | 110.03% | 13.22% | 26.98% |
This table shows 10 annual periods of Navient's income statement, from FY 2025 back to FY 2016, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow NAVI's reporting calendar. What is a income statement?