Navient Quarterly Income Statement
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At close: Oct 9, 4:00 PM ET · Delayed 15 min
Navient revenue and earnings
In the quarter ended Jun 30, 2026, Navient generated $150.0 million in revenue, down 3.8% from the same quarter a year earlier. Net income was $25.0 million (+78.6% year over year), for a net margin of 16.7% versus a median of -1.3% in the prior 5 quarters. Diluted earnings per share came in at $0.26, up from $0.13.
Summary generated from market data by MetaCap's automated system. Methodology
Navient income statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 150.00M | 152.00M | 137.00M | 161.00M | 156.00M | 156.00M | 43.00M | 70.00M | 81.00M | 77.00M | 81.00M | 85.00M |
| Revenue growth (YoY) | -3.85% | -2.56% | +218.60% | +130.00% | +92.59% | +102.60% | -46.91% | -17.65% | -2.41% | +6.94% | +14.08% | +7.59% |
| Operating Expenses | 82.00M | 89.00M | 88.00M | 105.00M | 100.00M | 127.00M | 147.00M | 184.00M | 166.00M | 183.00M | 199.00M | 233.00M |
| Interest Expense | 560.00M | 564.00M | 628.00M | 639.00M | 650.00M | 672.00M | 726.00M | 828.00M | 843.00M | 875.00M | 921.00M | 879.00M |
| Pretax Income | 39.00M | 32.00M | -7.00M | -117.00M | 18.00M | -5.00M | 26.00M | 12.00M | 48.00M | 88.00M | -36.00M | 110.00M |
| Income Tax | 14.00M | 15.00M | -2.00M | -31.00M | 4.00M | -3.00M | 2.00M | 14.00M | 12.00M | 15.00M | -8.00M | 31.00M |
| Net Income | 25.00M | 17.00M | -5.00M | -86.00M | 14.00M | -2.00M | 24.00M | -2.00M | 36.00M | 73.00M | -28.00M | 79.00M |
| Net Income growth (YoY) | +78.57% | — | -120.83% | — | -61.11% | -102.74% | — | -102.53% | -45.45% | -34.23% | -126.67% | -24.76% |
| EPS (Basic) | 0.27 | 0.18 | -0.06 | -0.87 | 0.14 | -0.02 | 0.25 | -0.02 | 0.32 | 0.65 | -0.19 | 0.66 |
| EPS (Diluted) | 0.26 | 0.17 | -0.05 | -0.87 | 0.13 | -0.02 | 0.24 | -0.02 | 0.32 | 0.64 | -0.18 | 0.65 |
| Shares Outstanding (Basic) | 94.00M | 95.00M | — | 98.00M | 100.00M | 102.00M | — | 108.00M | 111.00M | 113.00M | — | 120.00M |
| Shares Outstanding (Diluted) | 95.00M | 96.00M | — | 98.00M | 101.00M | 102.00M | — | 108.00M | 112.00M | 114.00M | — | 121.00M |
| Net Margin | 16.67% | 11.18% | -3.65% | -53.42% | 8.97% | -128.00% | 55.81% | -2.86% | 44.44% | 94.81% | -34.57% | 92.94% |
This table shows 12 quarterly periods of Navient's income statement, from Q2 2026 back to Q3 2023, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow NAVI's reporting calendar. What is a income statement?