Navient Balance Sheet
NASDAQ: NAVIFinanceInvestment Bankers/Brokers/ServiceUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Navient financial position
At the end of fiscal 2025, Navient reported total assets of $48.68 billion, down 6.0% from a year earlier against total liabilities of $46.28 billion. Shareholders' equity stood at $2.40 billion, or 4.9% of assets. The company held $637.0 million in cash and equivalents against $45.71 billion of debt, a net debt position of $45.07 billion.
Debt-to-equity was 19.05.
Summary generated from market data by MetaCap's automated system. Methodology
Navient balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 637.00M | 722.00M | 839.00M | 1.53B | 905.00M | 1.18B | 1.23B | 1.29B | 1.52B | 1.25B |
| Property, Plant & Equipment | 23.00M | 52.00M | 62.00M | 74.00M | 95.00M | 116.00M | 135.00M | 136.00M | 156.00M | 160.00M |
| Goodwill | 428.00M | 428.00M | 670.00M | 670.00M | 671.00M | 665.00M | 665.00M | 665.00M | 701.00M | 545.00M |
| Intangible Assets | 6.00M | 9.00M | 25.00M | 35.00M | 55.00M | 70.00M | 92.00M | 121.00M | 108.00M | 124.00M |
| Total Assets | 48.68B | 51.79B | 61.38B | 70.80B | 80.61B | 87.41B | 94.90B | 104.18B | 114.99B | 121.14B |
| Short-Term Debt | 5.07B | 5.13B | 4.23B | 5.87B | 2.49B | 6.61B | 8.48B | 5.42B | 4.77B | 2.33B |
| Long-Term Debt | 40.63B | 43.18B | 53.40B | 61.03B | 74.49B | 77.33B | 81.72B | 93.52B | 105.01B | 112.37B |
| Total Liabilities | 46.28B | 49.15B | 58.62B | 67.82B | 78.00B | 84.97B | 91.55B | 100.63B | 111.51B | 117.41B |
| Shareholders' Equity | 2.40B | 2.64B | 2.76B | 2.98B | 2.60B | 2.43B | 3.34B | 3.52B | 3.45B | 3.70B |
| Retained Earnings | 4.55B | 4.70B | 4.64B | 4.49B | 3.94B | 3.33B | 3.66B | 3.22B | 3.00B | 2.89B |
| Total Debt | 45.71B | 48.32B | 57.63B | 66.90B | 76.98B | 83.94B | 90.20B | 98.94B | 109.78B | 114.70B |
| Net Cash (Debt) | -45.07B | -47.60B | -56.79B | -65.36B | -76.07B | -82.76B | -88.97B | -97.66B | -108.27B | -113.45B |
This table shows 10 annual periods of Navient's balance sheet, from FY 2025 back to FY 2016, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow NAVI's reporting calendar. What is a balance sheet?