Navient Cash Flow Statement
NASDAQ: NAVIFinanceInvestment Bankers/Brokers/ServiceUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Navient free cash flow
In fiscal 2025, Navient generated $441.0 million of operating cash flow. That left free cash flow of $441.0 million, a free-cash-flow margin of 72.3% of revenue. Free cash flow was down 3.9% from the prior year's $459.0 million.
Navient returned $174.0 million to shareholders: $63.0 million in dividends and $111.0 million in share repurchases, equal to 39% of free cash flow. Free cash flow covered dividend payments 7.0 times.
Summary generated from market data by MetaCap's automated system. Methodology
Navient cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | -80.00M | 131.00M | 228.00M | 645.00M | 717.00M | 412.00M | 597.00M | 395.00M | 292.00M | 681.00M |
| Net Income growth (YoY) | -161.07% | -42.54% | -64.65% | -10.04% | +74.03% | -30.99% | +51.14% | +35.27% | -57.12% | -30.79% |
| Stock-Based Compensation | 21.00M | 23.00M | 24.00M | 19.00M | 22.00M | 18.00M | 25.00M | 25.00M | 35.00M | 26.00M |
| Change in Working Capital | 20.00M | -105.00M | 157.00M | 121.00M | 440.00M | 125.00M | 58.00M | 352.00M | 480.00M | -6.00M |
| Operating Cash Flow | 441.00M | 459.00M | 676.00M | 305.00M | 702.00M | 987.00M | 1.02B | 1.14B | 1.16B | 1.35B |
| Investing Cash Flow | 2.71B | 8.47B | 7.36B | 10.59B | 6.67B | 6.45B | 7.49B | 10.36B | 7.12B | 11.28B |
| Dividends Paid | -63.00M | -70.00M | -78.00M | -91.00M | -107.00M | -123.00M | -147.00M | -166.00M | -176.00M | -201.00M |
| Share Repurchases | -111.00M | -179.00M | -310.00M | -400.00M | -600.00M | -400.00M | -440.00M | -220.00M | -440.00M | -755.00M |
| Debt Issued | 495.00M | 0 | 989.00M | 0 | 1.24B | 682.00M | — | 495.00M | 1.61B | 1.23B |
| Debt Repaid | -554.00M | -507.00M | -2.16B | -15.00M | -2.70B | -1.83B | -1.95B | -2.95B | -1.46B | -2.60B |
| Financing Cash Flow | -3.15B | -9.62B | -10.05B | -9.66B | -7.33B | -7.68B | -9.98B | -10.88B | -8.34B | -13.10B |
| Net Change in Cash | 1.00M | -690.00M | -2.01B | 1.23B | 41.00M | -244.00M | -1.48B | 616.00M | -66.00M | -474.00M |
| Free Cash Flow | 441.00M | 459.00M | 676.00M | 305.00M | 702.00M | 987.00M | 1.02B | 1.14B | 1.16B | 1.35B |
This table shows 10 annual periods of Navient's cash flow statement, from FY 2025 back to FY 2016, across 12 line items including net income, stock-based compensation, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow NAVI's reporting calendar. What is a cash flow statement?