Navient Quarterly Balance Sheet
NASDAQ: NAVIFinanceInvestment Bankers/Brokers/ServiceUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Navient financial position
As of Jun 30, 2026, Navient reported total assets of $47.30 billion, down 5.8% from a year earlier against total liabilities of $44.90 billion. Shareholders' equity stood at $2.40 billion, or 5.1% of assets. The company held $770.0 million in cash and equivalents against $44.34 billion of debt, a net debt position of $43.57 billion.
Debt-to-equity was 18.49.
Summary generated from market data by MetaCap's automated system. Methodology
Navient balance sheet (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 770.00M | 621.00M | 637.00M | 571.00M | 712.00M | 642.00M | 722.00M | 1.14B | 1.09B | 823.00M | 839.00M | 977.00M |
| Property, Plant & Equipment | 21.00M | 21.00M | 23.00M | 27.00M | 28.00M | 34.00M | 52.00M | 54.00M | 59.00M | 61.00M | 62.00M | 67.00M |
| Goodwill | 428.00M | 428.00M | 428.00M | — | — | — | 428.00M | 428.00M | — | — | 670.00M | — |
| Intangible Assets | — | — | 6.00M | — | — | — | 9.00M | 10.00M | — | — | 25.00M | — |
| Total Assets | 47.30B | 48.00B | 48.68B | 49.31B | 50.22B | 50.95B | 51.79B | 53.44B | 56.62B | 59.03B | 61.38B | 63.41B |
| Short-Term Debt | 4.21B | 5.87B | 5.07B | 4.92B | 4.75B | 4.86B | 5.13B | 5.30B | 5.33B | 4.43B | 4.23B | 4.66B |
| Long-Term Debt | 40.12B | 39.24B | 40.63B | 41.41B | 42.34B | 42.87B | 43.18B | 44.70B | 47.55B | 50.85B | 53.40B | 54.91B |
| Total Liabilities | 44.90B | 45.63B | 46.28B | 46.87B | 47.66B | 48.36B | 49.15B | 50.75B | 53.87B | 56.26B | 58.62B | 60.52B |
| Shareholders' Equity | 2.40B | 2.38B | 2.40B | 2.44B | 2.56B | 2.59B | 2.64B | 2.69B | 2.75B | 2.77B | 2.76B | 2.90B |
| Retained Earnings | 4.56B | 4.55B | 4.55B | 4.57B | 4.67B | 4.68B | 4.70B | 4.69B | 4.71B | 4.69B | 4.64B | 4.68B |
| Total Debt | 44.34B | 45.11B | 45.71B | 46.33B | 47.10B | 47.73B | 48.32B | 50.00B | 52.87B | 55.27B | 57.63B | 59.57B |
| Net Cash (Debt) | -43.57B | -44.49B | -45.07B | -45.76B | -46.38B | -47.09B | -47.60B | -48.86B | -51.78B | -54.45B | -56.79B | -58.59B |
This table shows 12 quarterly periods of Navient's balance sheet, from Q2 2026 back to Q3 2023, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow NAVI's reporting calendar. What is a balance sheet?