Navient Quarterly Cash Flow Statement
NASDAQ: NAVIFinanceInvestment Bankers/Brokers/ServiceUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Navient free cash flow
In the quarter ended Jun 30, 2026, Navient generated $143.0 million of operating cash flow. That left free cash flow of $143.0 million, a free-cash-flow margin of 95.3% of revenue. Free cash flow was up 13.5% from the prior year's $126.0 million.
Navient returned $18.0 million to shareholders: $15.0 million in dividends and $3.0 million in share repurchases, equal to 13% of free cash flow. Free cash flow covered dividend payments 9.5 times.
Summary generated from market data by MetaCap's automated system. Methodology
Navient cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 25.00M | 17.00M | -5.00M | -86.00M | 14.00M | -2.00M | 24.00M | -2.00M | 36.00M | 73.00M | -28.00M | 79.00M |
| Net Income growth (YoY) | +78.57% | — | -120.83% | — | -61.11% | -102.74% | — | -102.53% | -45.45% | -34.23% | -126.67% | -24.76% |
| Stock-Based Compensation | 3.00M | 3.00M | 5.00M | 4.00M | 4.00M | 8.00M | 6.00M | 5.00M | 7.00M | 5.00M | 3.00M | 4.00M |
| Change in Working Capital | 76.00M | -80.00M | 76.00M | 0 | -41.00M | -15.00M | -63.00M | -93.00M | 20.00M | 31.00M | 55.00M | 19.00M |
| Operating Cash Flow | 143.00M | -47.00M | 174.00M | 70.00M | 126.00M | 71.00M | 8.00M | -10.00M | 279.00M | 182.00M | 310.00M | 122.00M |
| Investing Cash Flow | 639.00M | 691.00M | 747.00M | 559.00M | 745.00M | 661.00M | 907.00M | 1.96B | 3.27B | 2.33B | 2.02B | 1.66B |
| Dividends Paid | -15.00M | -15.00M | -15.00M | -16.00M | -16.00M | -16.00M | -17.00M | -18.00M | -17.00M | -18.00M | -19.00M | -19.00M |
| Share Repurchases | -3.00M | -23.00M | -26.00M | -26.00M | -24.00M | -35.00M | -65.00M | -33.00M | -38.00M | -43.00M | -70.00M | -75.00M |
| Debt Issued | — | — | 0 | 0 | — | — | 0 | 0 | — | — | 494.00M | 0 |
| Debt Repaid | -506.00M | 0 | 0 | 0 | -504.00M | -50.00M | -500.00M | 0 | -6.00M | -1.00M | -857.00M | -300.00M |
| Financing Cash Flow | -774.00M | -617.00M | -689.00M | -834.00M | -849.00M | -780.00M | -1.60B | -3.16B | -2.49B | -2.36B | -2.34B | -2.25B |
| Net Change in Cash | 8.00M | 27.00M | 232.00M | -205.00M | 22.00M | -48.00M | -690.00M | -1.21B | 1.06B | 155.00M | -8.00M | -467.00M |
| Free Cash Flow | 143.00M | -47.00M | 174.00M | 70.00M | 126.00M | 71.00M | 8.00M | -10.00M | 279.00M | 182.00M | 310.00M | 122.00M |
This table shows 12 quarterly periods of Navient's cash flow statement, from Q2 2026 back to Q3 2023, across 12 line items including net income, stock-based compensation, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow NAVI's reporting calendar. What is a cash flow statement?