nCino Quarterly Income Statement
NASDAQ: NCNOTechnologyComputer Software: Prepackaged SoftwareUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
nCino revenue and earnings
In the quarter ended Jul 31, 2026, nCino generated $161.0 million in revenue, up 8.2% from the same quarter a year earlier. Net income was $5.1 million, for a net margin of 3.2% versus a median of 4.3% in the prior 5 quarters. Gross margin was 62.6% (up from 59.2%) and operating margin 8.5%.
Diluted earnings per share came in at $0.05.
Summary generated from market data by MetaCap's automated system. Methodology
nCino income statement (quarterly)
| Quarter (USD) | Q2 20272026-07-31 | Q1 20272026-04-30 | Q4 20262026-01-31 | Q3 20262025-10-31 | Q2 20262025-07-31 | Q1 20262025-04-30 | Q4 20252025-01-31 | Q3 20252024-10-31 | Q2 20252024-07-31 | Q1 20252024-04-30 | Q4 20242024-01-31 | Q3 20242023-10-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 161.00M | 159.41M | 149.67M | 152.16M | 148.81M | 144.14M | 141.37M | 138.80M | 132.40M | 128.09M | 123.69M | 121.94M |
| Revenue growth (YoY) | +8.19% | +10.60% | +5.87% | +9.63% | +12.40% | +12.53% | +14.29% | +13.82% | +12.94% | +12.68% | +13.29% | +15.81% |
| Cost of Revenue | 60.23M | 58.48M | 57.75M | 58.48M | 60.69M | 57.70M | 57.01M | 53.74M | 53.93M | 51.18M | 49.21M | 48.02M |
| Gross Profit | 100.77M | 100.94M | 91.92M | 93.69M | 88.13M | 86.44M | 84.36M | 85.05M | 78.47M | 76.91M | 74.48M | 73.92M |
| Operating Expenses | 87.16M | 79.82M | 89.10M | 81.97M | 97.42M | 87.95M | 90.09M | 85.88M | 86.38M | 80.57M | 77.67M | 86.82M |
| Research & Development | 31.03M | 28.86M | 29.98M | 29.54M | 34.67M | 33.34M | 32.13M | 33.04M | 34.27M | 29.98M | 30.18M | 29.04M |
| Selling, General & Admin | 56.13M | 50.95M | 59.12M | 52.43M | 62.75M | 54.61M | 57.96M | 52.84M | 52.11M | 50.59M | 47.48M | 57.78M |
| Operating Income | 13.61M | 21.12M | 2.82M | 11.72M | -9.30M | -1.51M | -5.74M | -824.00K | -7.91M | -3.66M | -3.19M | -12.91M |
| Interest Expense | 5.21M | 4.48M | 4.23M | 4.33M | 4.44M | 4.45M | 3.80M | 1.65M | 1.83M | 1.48M | 858.00K | 854.00K |
| Other Income (Expense) | -750.00K | -333.00K | 1.99M | 200.00K | 717.00K | 16.10M | -10.27M | 432.00K | 150.00K | -744.00K | 1.78M | -2.32M |
| Income Tax | 1.53M | 1.68M | -8.04M | -695.00K | 1.21M | 4.53M | -3.87M | 2.59M | 1.75M | -2.98M | -3.13M | 1.78M |
| Net Income | 5.08M | 13.64M | 8.34M | 6.54M | -15.26M | 5.56M | -18.61M | -5.25M | -11.04M | -2.98M | 1.16M | -16.38M |
| Net Income growth (YoY) | — | +145.25% | — | — | — | — | -1704.31% | — | — | — | — | — |
| EPS (Basic) | 0.05 | 0.13 | 0.07 | 0.06 | -0.13 | 0.05 | -0.15 | -0.05 | -0.10 | -0.03 | 0.01 | -0.15 |
| EPS (Diluted) | 0.05 | 0.12 | 0.07 | 0.06 | -0.13 | 0.05 | -0.15 | -0.05 | -0.10 | -0.03 | 0.01 | -0.15 |
| Shares Outstanding (Basic) | 104.89M | 108.50M | — | 114.41M | 115.26M | 114.78M | — | 115.61M | 115.18M | 114.20M | — | 112.95M |
| Shares Outstanding (Diluted) | 105.36M | 109.46M | — | 115.83M | 115.26M | 116.58M | — | 115.61M | 115.18M | 114.20M | — | 112.95M |
| EBITDA | 23.67M | 31.20M | 13.08M | 22.31M | 1.41M | 9.19M | 4.47M | 8.09M | 1.02M | 4.63M | 4.74M | 6.13M |
| Gross Margin | 62.59% | 63.32% | 61.41% | 61.57% | 59.22% | 59.97% | 59.67% | 61.28% | 59.27% | 60.04% | 60.22% | 60.62% |
| Operating Margin | 8.46% | 13.25% | 1.88% | 7.70% | -6.25% | -105.00% | -4.06% | -59.00% | -5.97% | -2.86% | -2.57% | -10.58% |
| Net Margin | 3.16% | 8.56% | 5.57% | 4.30% | -10.25% | 3.86% | -13.16% | -3.78% | -8.34% | -2.32% | 94.00% | -13.43% |
This table shows 12 quarterly periods of nCino's income statement, from Q2 2027 back to Q3 2024, across 19 line items including revenue, cost of revenue, gross profit. Values in USD; B = billions, M = millions. Fiscal periods follow NCNO's reporting calendar. What is a income statement?