nCino Quarterly Cash Flow Statement
NASDAQ: NCNOTechnologyComputer Software: Prepackaged SoftwareUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
nCino free cash flow
In the quarter ended Jul 31, 2026, nCino generated $34.2 million of operating cash flow and spent $195,000 on capital expenditures. That left free cash flow of $34.0 million, a free-cash-flow margin of 21.1% of revenue. Free cash flow was up 170.1% from the prior year's $12.6 million.
nCino returned $65.6 million to shareholders through share repurchases, equal to 193% of free cash flow.
Summary generated from market data by MetaCap's automated system. Methodology
nCino cash flow statement (quarterly)
| Quarter (USD) | Q2 20272026-07-31 | Q1 20272026-04-30 | Q4 20262026-01-31 | Q3 20262025-10-31 | Q2 20262025-07-31 | Q1 20262025-04-30 | Q4 20252025-01-31 | Q3 20252024-10-31 | Q2 20252024-07-31 | Q1 20252024-04-30 | Q4 20242024-01-31 | Q3 20242023-10-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 6.40M | 14.99M | 8.79M | 8.62M | -13.72M | 6.02M | -15.58M | -4.15M | -11.02M | -2.30M | 1.37M | -17.18M |
| Net Income growth (YoY) | — | +149.14% | — | — | — | — | -1233.70% | — | — | — | — | — |
| Depreciation & Amortization | 10.06M | 10.08M | 10.26M | 10.59M | 10.70M | 10.71M | 10.21M | 8.91M | 8.93M | 8.29M | 7.93M | 19.04M |
| Stock-Based Compensation | 18.00M | 13.90M | 21.20M | 18.25M | 18.62M | 15.81M | 18.58M | 17.97M | 18.84M | 16.20M | 16.07M | 15.82M |
| Change in Working Capital | 989.00K | 55.86M | -21.63M | -33.12M | 815.00K | 49.90M | -34.12M | -24.25M | -11.81M | 45.36M | -12.25M | -15.64M |
| Operating Cash Flow | 34.20M | 81.41M | 12.94M | 5.07M | 17.74M | 54.32M | -10.02M | 5.78M | 5.00M | 54.44M | 8.15M | 5.87M |
| Capital Expenditures | -195.00K | -614.00K | -461.00K | -174.00K | -5.15M | -1.72M | -350.00K | -680.00K | -444.00K | -342.00K | -432.00K | -619.00K |
| Investing Cash Flow | -195.00K | -614.00K | -461.00K | -174.00K | -5.15M | -48.30M | -126.42M | -830.00K | -696.00K | -91.23M | -389.00K | -3.12M |
| Share Repurchases | -65.58M | -110.08M | -25.02M | -39.48M | -20.01M | -40.59M | 0 | 0 | 0 | 0 | — | — |
| Financing Cash Flow | -53.42M | -65.89M | -13.22M | -39.63M | -22.43M | 2.25M | 2.04M | 125.28M | -12.82M | 55.98M | 2.92M | 1.63M |
| Net Change in Cash | -19.53M | 14.45M | 803.00K | -35.34M | -10.36M | 12.31M | -136.99M | 131.49M | -8.07M | 17.39M | 11.62M | 2.45M |
| Free Cash Flow | 34.00M | 80.79M | 12.48M | 4.90M | 12.59M | 52.60M | -10.37M | 5.10M | 4.55M | 54.10M | 7.72M | 5.25M |
This table shows 12 quarterly periods of nCino's cash flow statement, from Q2 2027 back to Q3 2024, across 11 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow NCNO's reporting calendar. What is a cash flow statement?