SoFi Technologies Cash Flow Statement
NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD
15.80+0.19 (+1.22%)
At close: Oct 9, 4:00 PM ET · Delayed 15 min
SoFi Technologies free cash flow
In fiscal 2025, SoFi Technologies generated -$3.74 billion of operating cash flow and spent $242.4 million on capital expenditures. That left free cash flow of -$3.98 billion, a free-cash-flow margin of -643.4% of revenue.
Summary generated from market data by MetaCap's automated system. Methodology
SoFi Technologies cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 |
|---|---|---|---|---|---|---|---|
| Net Income | 481.32M | 498.67M | -300.74M | -320.41M | -483.94M | -224.05M | -239.70M |
| Net Income growth (YoY) | -3.48% | — | — | — | — | — | — |
| Depreciation & Amortization | 234.15M | 203.50M | 201.42M | 151.36M | 101.57M | 69.83M | 15.96M |
| Stock-Based Compensation | 262.06M | 246.15M | 271.22M | 305.99M | 239.01M | 99.87M | 60.94M |
| Change in Working Capital | 39.79M | -411.35M | 78.67M | -50.50M | -19.72M | 65.28M | -16.14M |
| Operating Cash Flow | -3.74B | -1.12B | -7.23B | -7.26B | -1.35B | -479.34M | -54.73M |
| Capital Expenditures | -242.44M | -154.26M | -111.41M | -93.20M | -52.26M | -24.55M | -37.59M |
| Investing Cash Flow | -6.72B | -4.82B | -1.89B | -106.33M | 110.19M | 258.95M | 114.87M |
| Share Repurchases | — | — | 0 | 0 | -526.00K | -40.00K | -8.80M |
| Debt Issued | — | — | — | — | 9.52B | 10.23B | 12.46B |
| Debt Repaid | — | — | — | — | -10.43B | -9.71B | -12.83B |
| Financing Cash Flow | 13.11B | 5.03B | 10.89B | 8.44B | 684.99M | 853.75M | 93.08M |
| Net Change in Cash | 2.65B | -906.22M | 1.77B | 1.08B | -554.99M | 633.22M | 153.20M |
| Free Cash Flow | -3.98B | -1.27B | -7.34B | -7.35B | -1.40B | -503.88M | -92.32M |
This table shows 7 annual periods of SoFi Technologies's cash flow statement, from FY 2025 back to FY 2019, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow SOFI's reporting calendar. What is a cash flow statement?