SoFi Technologies Quarterly Cash Flow Statement
NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD
15.80+0.19 (+1.22%)
At close: Oct 9, 4:00 PM ET · Delayed 15 min
SoFi Technologies free cash flow
In the quarter ended Jun 30, 2026, SoFi Technologies generated -$3.89 billion of operating cash flow and spent $96.6 million on capital expenditures. That left free cash flow of -$3.99 billion, a free-cash-flow margin of -2596.1% of revenue.
Summary generated from market data by MetaCap's automated system. Methodology
SoFi Technologies cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 156.59M | 166.73M | 173.55M | 139.39M | 97.26M | 71.12M | 332.47M | 60.74M | 17.40M | 88.04M | 47.91M | -266.68M |
| Net Income growth (YoY) | +61.00% | +134.45% | -47.80% | +129.47% | +458.85% | -19.23% | +593.91% | — | — | — | — | — |
| Depreciation & Amortization | 73.11M | 67.58M | 62.88M | 59.24M | 56.74M | 55.28M | 53.55M | 51.79M | 49.62M | 48.54M | 53.45M | 52.52M |
| Stock-Based Compensation | 76.86M | 72.01M | 68.58M | 66.47M | 63.26M | 63.76M | 66.37M | 63.65M | 61.06M | 55.08M | 69.11M | 62.01M |
| Change in Working Capital | -133.09M | -170.53M | -109.79M | -155.09M | -9.42M | 415.10M | -303.98M | 18.39M | -63.86M | -47.62M | 5.48M | -30.88M |
| Operating Cash Flow | -3.89B | -2.31B | -991.18M | -1.31B | -1.47B | 21.50M | -200.10M | -1.17B | -484.37M | 738.25M | -247.94M | -2.69B |
| Capital Expenditures | -96.57M | -67.55M | -66.40M | -59.98M | -63.47M | -52.60M | -42.26M | -43.31M | -36.71M | -31.98M | -34.29M | -28.04M |
| Investing Cash Flow | -2.83B | -2.39B | -2.10B | -1.46B | -1.72B | -1.44B | -1.28B | -84.00M | -2.19B | -1.26B | -1.41B | -168.51M |
| Financing Cash Flow | 6.53B | 3.11B | 4.70B | 3.80B | 3.19B | 1.43B | 1.22B | 1.50B | 1.26B | 1.06B | 1.98B | 2.65B |
| Net Change in Cash | -195.69M | -1.60B | 1.61B | 1.03B | -1.53M | 6.78M | -260.40M | 238.13M | -1.42B | 532.33M | 318.56M | -204.11M |
| Free Cash Flow | -3.99B | -2.38B | -1.06B | -1.37B | -1.53B | -31.10M | -242.37M | -1.22B | -521.08M | 706.26M | -282.24M | -2.71B |
This table shows 12 quarterly periods of SoFi Technologies's cash flow statement, from Q2 2026 back to Q3 2023, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow SOFI's reporting calendar. What is a cash flow statement?