SoFi Technologies Quarterly Income Statement
NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
SoFi Technologies revenue and earnings
In the quarter ended Jun 30, 2026, SoFi Technologies generated $153.6 million in revenue, up 1.1% from the same quarter a year earlier. Net income was $156.6 million (+61.0% year over year), for a net margin of 102.0% versus a median of 88.9% in the prior 5 quarters. Gross margin was -30.3% (down from 1.0%).
Diluted earnings per share came in at $0.12, up from $0.08.
Summary generated from market data by MetaCap's automated system. Methodology
SoFi Technologies income statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 153.58M | 129.50M | 170.29M | 156.79M | 151.89M | 140.38M | 135.51M | 131.22M | 120.78M | 115.61M | 116.33M | 104.94M |
| Revenue growth (YoY) | +1.11% | -7.75% | +25.67% | +19.48% | +25.76% | +21.43% | +16.48% | +25.04% | +15.37% | +21.08% | +16.74% | +2.88% |
| Cost of Revenue | 200.14M | 171.12M | 161.62M | 161.42M | 150.44M | 135.52M | 128.16M | 123.71M | 109.70M | 100.06M | 103.95M | 98.26M |
| Gross Profit | -46.56M | -41.62M | 8.67M | -4.63M | 1.45M | 4.86M | 7.35M | 7.51M | 11.08M | 15.55M | 12.39M | 6.69M |
| Operating Expenses | 1.00B | 891.92M | 834.31M | 803.85M | 732.72M | 686.30M | 667.32M | 627.25M | 571.64M | 543.59M | 509.30M | 804.14M |
| Research & Development | 191.28M | 187.68M | 172.84M | 167.14M | 152.15M | 156.21M | 148.99M | 139.71M | 132.17M | 130.92M | 141.82M | 125.70M |
| Selling, General & Admin | 609.20M | 533.12M | 499.86M | 475.28M | 430.13M | 394.57M | 390.18M | 363.82M | 329.77M | 312.61M | 306.39M | 311.18M |
| Interest Expense | 352.33M | 308.01M | 310.14M | 306.45M | 274.57M | 265.09M | 273.77M | 292.36M | 262.01M | 263.19M | 255.60M | 219.31M |
| Pretax Income | 204.31M | 199.55M | 185.33M | 148.55M | 112.19M | 79.78M | 59.92M | 63.85M | 15.34M | 94.23M | 51.16M | -266.93M |
| Income Tax | 47.72M | 32.82M | 11.78M | 9.16M | 14.93M | 8.67M | -272.55M | 3.11M | -2.06M | 6.18M | 3.25M | -244.00K |
| Net Income | 156.59M | 166.73M | 173.55M | 139.39M | 97.26M | 71.12M | 332.47M | 60.74M | 17.40M | 88.04M | 47.91M | -266.68M |
| Net Income growth (YoY) | +61.00% | +134.45% | -47.80% | +129.47% | +458.85% | -19.23% | +593.91% | — | — | — | — | — |
| EPS (Basic) | 0.12 | 0.13 | 0.15 | 0.12 | 0.09 | 0.06 | 0.31 | 0.06 | 0.01 | 0.08 | 0.04 | -0.29 |
| EPS (Diluted) | 0.12 | 0.12 | 0.14 | 0.11 | 0.08 | 0.06 | 0.31 | 0.05 | 0.01 | 0.02 | 0.04 | -0.29 |
| Shares Outstanding (Basic) | 1.28B | 1.28B | — | 1.17B | 1.11B | 1.10B | — | 1.07B | 1.06B | 982.62M | — | 951.18M |
| Shares Outstanding (Diluted) | 1.35B | 1.38B | — | 1.29B | 1.18B | 1.19B | — | 1.10B | 1.07B | 1.04B | — | 951.18M |
| Gross Margin | -30.32% | -32.14% | 5.09% | -2.95% | 96.00% | 3.46% | 5.43% | 5.72% | 9.17% | 13.45% | 10.65% | 6.37% |
| Net Margin | 101.96% | 128.75% | 101.91% | 88.90% | 64.04% | 50.66% | 245.35% | 46.29% | 14.41% | 76.16% | 41.19% | -254.12% |
This table shows 12 quarterly periods of SoFi Technologies's income statement, from Q2 2026 back to Q3 2023, across 20 line items including revenue, cost of revenue, gross profit. Values in USD; B = billions, M = millions. Fiscal periods follow SOFI's reporting calendar. What is a income statement?