Synchrony Financial (SYF) Options Chain

NYSE: SYFFinanceFinance: Consumer ServicesUSD

73.34+1.41 (+1.96%)

Market open · Delayed 15 min · as of Oct 8, 1:48 PM ET

Expiration date

Expiration: Oct 16, 2026
Days to expiration: 8
Share price: $73.31
Put/call ratio (OI): 0.07
Put/call ratio (volume): 0.02
ATM implied volatility: 35.4%
Expected move: ±$3.84
Open interest (C / P): 13.71K / 984

SYF options summary

The SYF options chain for the October 16, 2026 expiration lists 12 call and 10 put contracts, with 8 days until expiration. Open interest stands at 13,707 calls and 984 puts, a put/call ratio of 0.07, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $72.50 strike is 35.4%, which implies the market expects a move of about ±$3.84 (5.2%) in Synchrony Financial stock by expiration.

The most open interest sits at the $72.50 call (5.66K contracts) and the $75.00 put (322 contracts).

Summary generated from market data by MetaCap's automated system. Methodology

SYF options chain · October 16, 2026

SYF calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
3	1	—	21.75	21.00	23.30	50.00	—	—	—	—	—	—
—	—	—	—	—	—	60.00	0.00	0.70	0.05	91.3%	6	23
—	—	—	—	—	—	65.00	0.00	0.50	0.06	56.6%	5	37
—	—	—	—	—	—	67.50	0.05	0.35	0.25	47.3%	3	102
1,392	3,808	36.5%	2.93	2.60	3.80	70.00	0.30	0.80	0.80	45.5%	2	172
5,662	1	29.7%	1.65	1.50	1.80	72.50	0.95	1.50	1.95	41.1%	1	274
SYF $73.31
1,104	1	31.0%	0.50	0.45	0.75	75.00	2.50	3.40	3.50	53.0%	2	322
1,597	1	37.1%	0.18	0.00	0.40	77.50	4.40	6.00	5.80	54.7%	4	44
2,186	2	30.5%	0.05	0.00	0.05	80.00	6.80	9.00	6.28	75.3%	1	0
1,565	31	59.2%	0.11	0.00	0.70	82.50	9.30	11.50	7.75	89.2%	11	10
80	3	68.4%	0.10	0.00	0.65	85.00	11.50	14.00	5.60	97.2%	23	0
53	1	77.9%	0.07	0.00	0.65	87.50	—	—	—	—	—	—
6	2	87.1%	0.05	0.00	0.65	90.00	—	—	—	—	—	—
58	10	103.9%	0.45	0.00	0.65	95.00	—	—	—	—	—	—
1	1	119.3%	0.05	0.00	0.65	100.00	—	—	—	—	—	—

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the SYF put/call ratio?

For the October 16, 2026 expiration, the SYF put/call ratio based on open interest is 0.07 (984 puts vs 13,707 calls), and 0.02 based on today's volume. A ratio above 1 means more puts than calls.

What is SYF's implied volatility?

At-the-money implied volatility for SYF options expiring October 16, 2026 is about 35.4%, an annualized estimate of how much the market expects Synchrony Financial stock to move.

How many SYF option expiration dates are there?

SYF has 8 listed expiration dates, from Oct 16, 2026 to Jan 21, 2028.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.