Synchrony Financial (SYF) Options Chain

NYSE: SYFFinanceFinance: Consumer ServicesUSD

72.80-0.92 (-1.25%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Sep 17, 2027
Days to expiration: 341
Share price: $72.80
Put/call ratio (OI): 11.28
Put/call ratio (volume): 358.50
ATM implied volatility: 38.2%
Expected move: ±$26.87
Open interest (C / P): 61 / 688

SYF options summary

The SYF options chain for the September 17, 2027 expiration lists 8 call and 11 put contracts, with 341 days until expiration. Open interest stands at 61 calls and 688 puts, a put/call ratio of 11.28, which is more bearish, with puts outnumbering calls. At-the-money implied volatility near the $72.50 strike is 38.2%, which implies the market expects a move of about ±$26.87 (36.9%) in Synchrony Financial stock by expiration.

The most open interest sits at the $85.00 call (24 contracts) and the $40.00 put (245 contracts).

Summary generated from market data by MetaCap's automated system. Methodology

SYF options chain · September 17, 2027

SYF calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
—	—	—	—	—	—	40.00	0.00	3.00	0.95	51.8%	—	245
—	—	—	—	—	—	42.50	0.00	3.90	1.15	51.6%	1	10
—	—	—	—	—	—	45.00	0.00	3.20	0.93	56.6%	—	2
1	—	48.8%	23.78	15.10	19.80	60.00	—	—	—	—	—	—
2	—	46.3%	18.74	12.50	16.50	65.00	—	—	—	—	—	—
—	—	—	—	—	—	70.00	5.30	9.50	5.80	39.6%	2	2
—	—	—	—	—	—	72.50	6.30	10.50	7.60	38.2%	—	9
SYF $72.80
—	—	—	—	—	—	75.00	8.00	11.50	8.70	36.5%	—	4
—	—	—	—	—	—	77.50	9.20	13.00	8.60	36.3%	6	10
4	—	41.9%	10.40	4.70	9.00	80.00	10.60	14.50	10.00	35.9%	12	12
4	—	42.9%	9.30	4.40	8.50	82.50	11.80	16.00	11.10	35.0%	351	188
24	1	40.5%	4.94	3.60	7.10	85.00	13.00	17.70	12.40	34.7%	344	201
—	—	—	—	—	—	87.50	15.00	19.50	15.90	34.4%	1	5
2	1	38.5%	3.45	1.50	5.30	90.00	—	—	—	—	—	—
7	—	39.0%	5.00	0.50	4.40	95.00	—	—	—	—	—	—
17	—	40.5%	3.80	0.00	3.90	100.00	—	—	—	—	—	—

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the SYF put/call ratio?

For the September 17, 2027 expiration, the SYF put/call ratio based on open interest is 11.28 (688 puts vs 61 calls), and 358.50 based on today's volume. A ratio above 1 means more puts than calls.

What is SYF's implied volatility?

At-the-money implied volatility for SYF options expiring September 17, 2027 is about 38.2%, an annualized estimate of how much the market expects Synchrony Financial stock to move.

How many SYF option expiration dates are there?

SYF has 8 listed expiration dates, from Oct 16, 2026 to Jan 21, 2028.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.