Upstart Earnings
NASDAQ: UPSTFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Next earnings date
Tue, Nov 3, 2026
Before market open
Fiscal period
Sep/2026
EPS estimate
$0.23
Upstart earnings summary
Upstart is scheduled to report Sep/2026 earnings on Nov 3, 2026 before the market opens, with analysts expecting EPS of $0.23. In its most recent report on Aug 4, 2026 (Q2 2026), UPST posted EPS of $0.16. Revenue for the quarter was $364.7 million.
Quarterly EPS is up 220.0% from the same quarter a year earlier. Across the last 16 reports, UPST shares moved an average of 8.7% (in either direction) in the first trading session after results, rising 7 times and falling 9 times.
Summary generated from market data by MetaCap's automated system. Methodology
UPST earnings history
| Report date | EPS est. | EPS actual | Surprise | Price reaction |
|---|---|---|---|---|
| Aug 4, 2026 | — | $0.16 | — | -2.1% |
| May 5, 2026 | — | $-0.07 | — | +1.9% |
| Feb 10, 2026 | — | $0.20 | — | -4.5% |
| Nov 4, 2025 | — | $0.23 | — | +0.3% |
| Aug 5, 2025 | — | $0.05 | — | -6.8% |
| May 6, 2025 | — | $-0.03 | — | +1.9% |
| Feb 14, 2025 | — | $-0.01 | — | -12.9% |
| Nov 8, 2024 | — | $-0.07 | — | -15.6% |
| Aug 7, 2024 | — | $-0.62 | — | +1.5% |
| May 8, 2024 | — | $-0.74 | — | +0.0% |
| Feb 15, 2024 | — | $-0.47 | — | -7.4% |
| Nov 8, 2023 | — | $-0.48 | — | +22.6% |
| Aug 9, 2023 | — | $-0.34 | — | -4.2% |
| May 10, 2023 | — | $-1.58 | — | +40.6% |
| Feb 16, 2023 | — | $-0.60 | — | -1.5% |
| Nov 9, 2022 | — | $-0.69 | — | -14.8% |
Surprise compares reported EPS with the consensus estimate. Price reaction is the close-to-close move in the first session after the report. Learn about the earnings surprise.