Upstart Stock Forecast
NASDAQ: UPSTFinancial ServicesCredit ServicesUSD
At close: Oct 8, 4:00 PM ET · Delayed 15 min
UPST analyst consensus
Consensus (16 analysts)
buy
Avg. price target
$40.00+65.36%
- Strong buy 2
- Buy 6
- Hold 7
- Sell 0
- Strong sell 1
Target range
Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.
What analysts say
According to 16 Wall Street analysts covering Upstart (2026-10-09), 8 rate the stock a buy or strong buy, 7 rate it a hold and 1 rate it a sell or strong sell, for a consensus rating of "buy". The average 12-month price target is $40.00, with a high estimate of $61.00 and a low estimate of $20.00. The average target implies upside of 65.4% from the current price of $24.19.
The spread between the highest and lowest targets is 205.0%, a wide range that reflects significant disagreement among analysts. Price targets and ratings are the opinions of third-party analysts, not MetaCap. They are frequently revised and have a mixed track record, so treat them as one input among many for UPST.
Summary generated from market data by MetaCap's automated system. Methodology
Rating distribution
| Rating | Analysts | Share |
|---|---|---|
| Strong buy | 2 | 13% |
| Buy | 6 | 38% |
| Hold | 7 | 44% |
| Sell | 0 | 0% |
| Strong sell | 1 | 6% |
Ratings as of 2026-10-09.
Price target scenarios
| Target | Price | vs. current |
|---|---|---|
| Low target | $20.00 | -17.32% |
| Average target | $40.00 | +65.36% |
| High target | $61.00 | +152.17% |