Erie Indemnity (ERIE) vs Fidelity National Financial (FNF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Fidelity National Financial (FNF) has outperformed Erie Indemnity (ERIE) over the past year, losing 27.4% versus a loss of 30.7%. Over five years, ERIE leads with a +14.2% price change compared with -14.8% for FNF. Erie Indemnity is the larger company by market cap ($11.61 billion vs $10.41 billion), about 1.1 times the size.
On valuation, Fidelity National Financial trades at a lower forward P/E (7.0x vs 15.8x for Erie Indemnity). Fidelity National Financial offers the higher dividend yield (5.31% vs 2.59%). Erie Indemnity converts more of its revenue into profit, with a net margin of 13.8% versus 4.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ERIE | FNF |
|---|---|---|
| Share price | $222.04 | $38.80 |
| Market cap | $11.61B | $10.41B |
| 1-day change | -1.99% | -2.44% |
| YTD return | -22.54% | -28.92% |
| 1-year return | -30.71% | -27.41% |
| 5-year return | +14.18% | -14.81% |
| P/E ratio (TTM) | 20.13 | 13.47 |
| Forward P/E | 15.85 | 7.03 |
| EPS (TTM) | $11.03 | $2.88 |
| Dividend yield | 2.59% | 5.31% |
| Annual dividend | $5.75 | $2.06 |
| Revenue (latest FY) | $4.07B | $14.45B |
| Revenue growth (YoY) | +7.17% | +5.58% |
| Net income (latest FY) | $559.34M | $602.00M |
| Operating margin | 17.63% | — |
| Net margin | 13.75% | 4.17% |
| 52-week high | $330.54 | $58.41 |
| 52-week low | $204.63 | $37.88 |
| Distance from 52-week high | -32.83% | -33.57% |
| Analyst consensus | none | buy |
| Avg. price target upside | — | +48.97% |
| Average volume | 268.17K | 2.13M |
| Shares outstanding | 46.19M | 268.19M |
| Employees | 6,667 | 24,535 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Erie Indemnity trades at a higher earnings multiple (20.1x vs 13.5x trailing P/E).
- Fidelity National Financial offers a meaningfully higher dividend yield (5.31% vs 2.59%).
- Erie Indemnity is more profitable, keeping 13.8 cents of every revenue dollar as net income versus 4.2 cents for Fidelity National Financial.
About Erie Indemnity
ERIE stock →Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services.
Finance · Specialty Insurers · 6,667 employees
About Fidelity National Financial
FNF stock →Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments.
Finance · Specialty Insurers · 24,535 employees
ERIE vs FNF FAQ
Which is bigger, Erie Indemnity or Fidelity National Financial?
Erie Indemnity (ERIE) is larger, with a market capitalization of $11.61B compared with $10.41B for Fidelity National Financial (FNF).
Which stock has performed better over the past year, ERIE or FNF?
FNF returned -27.41% over the past 12 months, compared with -30.71% for ERIE (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ERIE or FNF?
FNF has the lower trailing P/E at 13.5, versus 20.1 for ERIE. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Erie Indemnity or Fidelity National Financial?
Fidelity National Financial has the higher yield at 5.31%, compared with 2.59% for Erie Indemnity.
Are Erie Indemnity and Fidelity National Financial in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.