MetaCap

Axos Financial (AX) vs Kearny Financial (KRNY)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Kearny Financial (KRNY) has outperformed Axos Financial (AX) over the past year, gaining 37.0% versus a gain of 4.7%. Over five years, AX leads with a +61.7% price change compared with -30.4% for KRNY. Axos Financial is the larger company by market cap ($4.99 billion vs $575.5 million), about 8.7 times the size.

On valuation, Axos Financial trades at a lower forward P/E (8.1x vs 9.2x for Kearny Financial). Kearny Financial pays a dividend yielding 4.83%, while Axos Financial does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AX+4.66%KRNY+36.99%
+55%+21%-13%
Oct 7, 20251 yearOct 7, 2026
AX+62.82%KRNY-30.83%
+97%+15%-67%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AX versus KRNY key metrics
MetricAXKRNY
Share price$87.68$9.11
Market cap$4.99B$575.51M
1-day change-1.52%-1.19%
YTD return+1.76%+22.94%
1-year return+4.66%+36.99%
5-year return+61.68%-30.35%
P/E ratio (TTM)10.3415.98
Forward P/E8.139.16
EPS (TTM)$8.48$0.57
Dividend yield0.00%4.83%
Annual dividend$0.00$0.44
Revenue (latest FY)$81.25M—
Revenue growth (YoY)+23.51%—
Net income (latest FY)$490.37M—
Net margin603.51%—
52-week high$105.74$10.24
52-week low$74.89$6.23
Distance from 52-week high-17.08%-11.04%
Analyst consensusstrong_buynone
Avg. price target upside+34.25%+17.12%
Average volume346.81K573.84K
Shares outstanding56.86M63.17M
Employees2,191502
SectorFinanceFinance
IndustrySavings InstitutionsSavings Institutions

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Axos Financial is about 8.7 times larger than Kearny Financial by market value ($4.99B vs $575.51M).
  • KRNY has outperformed AX by 32.3 percentage points over the past year.
  • Kearny Financial trades at a higher earnings multiple (16.0x vs 10.3x trailing P/E).
  • Kearny Financial offers a meaningfully higher dividend yield (4.83% vs 0.00%).

About Axos Financial

AX stock →

Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business.

Finance · Savings Institutions · 2,191 employees

About Kearny Financial

KRNY stock →

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides banking products and services in the United States.

Finance · Savings Institutions · 502 employees

AX vs KRNY FAQ

Which is bigger, Axos Financial or Kearny Financial?

Axos Financial (AX) is larger, with a market capitalization of $4.99B compared with $575.51M for Kearny Financial (KRNY).

Which stock has performed better over the past year, AX or KRNY?

KRNY returned +36.99% over the past 12 months, compared with +4.66% for AX (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, AX or KRNY?

AX has the lower trailing P/E at 10.3, versus 16.0 for KRNY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Axos Financial or Kearny Financial?

Kearny Financial pays a dividend yielding 4.83%, while Axos Financial does not currently pay a regular dividend.

Are Axos Financial and Kearny Financial in the same industry?

Yes. Both are classified in the Savings Institutions industry within the Finance sector.

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