Bank of the James Financial Group (BOTJ) vs First Guaranty Bancshares (FGBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Bank of the James Financial Group (BOTJ) has outperformed First Guaranty Bancshares (FGBI) over the past year, gaining 71.2% versus a loss of 6.2%. Over five years, BOTJ leads with a +85.0% price change compared with -54.4% for FGBI. First Guaranty Bancshares is the larger company by market cap ($140.3 million vs $123.4 million), about 1.1 times the size.
Bank of the James Financial Group offers the higher dividend yield (1.47% vs 0.47%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOTJ | FGBI |
|---|---|---|
| Share price | $27.16 | $8.48 |
| Market cap | $123.40M | $140.25M |
| 1-day change | +0.28% | +2.42% |
| YTD return | +46.18% | +57.91% |
| 1-year return | +71.25% | -6.19% |
| 5-year return | +85.01% | -54.39% |
| P/E ratio (TTM) | 10.74 | — |
| Forward P/E | — | 13.05 |
| EPS (TTM) | $2.53 | $-2.42 |
| Dividend yield | 1.47% | 0.47% |
| Annual dividend | $0.40 | $0.04 |
| 52-week high | $29.79 | $11.02 |
| 52-week low | $14.44 | $4.31 |
| Distance from 52-week high | -8.83% | -23.01% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +6.13% |
| Average volume | 37.65K | 23.60K |
| Shares outstanding | 4.54M | 16.54M |
| Employees | 162 | 333 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BOTJ has outperformed FGBI by 77.4 percentage points over the past year.
- Bank of the James Financial Group offers a meaningfully higher dividend yield (1.47% vs 0.47%).
About Bank of the James Financial Group
BOTJ stock →Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.
Finance · Major Banks · 162 employees
About First Guaranty Bancshares
FGBI stock →First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas.
Finance · Savings Institutions · 333 employees
BOTJ vs FGBI FAQ
Which is bigger, Bank of the James Financial Group or First Guaranty Bancshares?
First Guaranty Bancshares (FGBI) is larger, with a market capitalization of $140.25M compared with $123.40M for Bank of the James Financial Group (BOTJ).
Which stock has performed better over the past year, BOTJ or FGBI?
BOTJ returned +71.25% over the past 12 months, compared with -6.19% for FGBI (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Bank of the James Financial Group or First Guaranty Bancshares?
Bank of the James Financial Group has the higher yield at 1.47%, compared with 0.47% for First Guaranty Bancshares.
Are Bank of the James Financial Group and First Guaranty Bancshares in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Bank of the James Financial Group and Savings Institutions for First Guaranty Bancshares.