Capital City Bank Group (CCBG) vs Financial Institutions (FISI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Financial Institutions (FISI) has outperformed Capital City Bank Group (CCBG) over the past year, gaining 41.9% versus a gain of 14.1%. Over five years, CCBG leads with a +85.2% price change compared with +21.6% for FISI. Capital City Bank Group is the larger company by market cap ($823.1 million vs $757.7 million), about 1.1 times the size.
On valuation, Financial Institutions trades at a lower forward P/E (8.9x vs 12.8x for Capital City Bank Group). Financial Institutions offers the higher dividend yield (3.28% vs 2.20%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CCBG | FISI |
|---|---|---|
| Share price | $48.10 | $38.45 |
| Market cap | $823.15M | $757.71M |
| 1-day change | -1.05% | -1.54% |
| YTD return | +14.19% | +23.36% |
| 1-year return | +14.11% | +41.93% |
| 5-year return | +85.18% | +21.56% |
| P/E ratio (TTM) | 13.36 | 9.69 |
| Forward P/E | 12.83 | 8.94 |
| EPS (TTM) | $3.60 | $3.97 |
| Dividend yield | 2.20% | 3.28% |
| Annual dividend | $1.06 | $1.26 |
| 52-week high | $53.60 | $42.97 |
| 52-week low | $38.27 | $25.61 |
| Distance from 52-week high | -10.26% | -10.52% |
| Analyst consensus | none | buy |
| Avg. price target upside | +7.42% | +17.04% |
| Average volume | 76.83K | 144.04K |
| Shares outstanding | 17.11M | 19.71M |
| Employees | 902 | 631 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FISI has outperformed CCBG by 27.8 percentage points over the past year.
- Capital City Bank Group trades at a higher earnings multiple (13.4x vs 9.7x trailing P/E).
- Financial Institutions offers a meaningfully higher dividend yield (3.28% vs 2.20%).
About Capital City Bank Group
CCBG stock →Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients.
Finance · Major Banks · 902 employees
About Financial Institutions
FISI stock →Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.
Finance · Major Banks · 631 employees
CCBG vs FISI FAQ
Which is bigger, Capital City Bank Group or Financial Institutions?
Capital City Bank Group (CCBG) is larger, with a market capitalization of $823.15M compared with $757.71M for Financial Institutions (FISI).
Which stock has performed better over the past year, CCBG or FISI?
FISI returned +41.93% over the past 12 months, compared with +14.11% for CCBG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CCBG or FISI?
FISI has the lower trailing P/E at 9.7, versus 13.4 for CCBG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capital City Bank Group or Financial Institutions?
Financial Institutions has the higher yield at 3.28%, compared with 2.20% for Capital City Bank Group.
Are Capital City Bank Group and Financial Institutions in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.