Capitol Federal Financial (CFFN) vs Eastern Bankshares (EBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Capitol Federal Financial (CFFN) has outperformed Eastern Bankshares (EBC) over the past year, gaining 32.2% versus a gain of 11.4%. Over five years, EBC leads with a -0.9% price change compared with -28.9% for CFFN. Eastern Bankshares is the larger company by market cap ($4.77 billion vs $1.04 billion), about 4.6 times the size.
On valuation, Eastern Bankshares trades at a lower forward P/E (9.8x vs 10.9x for Capitol Federal Financial). Capitol Federal Financial offers the higher dividend yield (4.04% vs 2.59%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFN | EBC |
|---|---|---|
| Share price | $8.42 | $20.86 |
| Market cap | $1.04B | $4.77B |
| 1-day change | -1.17% | -1.60% |
| YTD return | +23.64% | +13.19% |
| 1-year return | +32.18% | +11.37% |
| 5-year return | -28.95% | -0.90% |
| P/E ratio (TTM) | 12.95 | 11.85 |
| Forward P/E | 10.86 | 9.75 |
| EPS (TTM) | $0.65 | $1.76 |
| Dividend yield | 4.04% | 2.59% |
| Annual dividend | $0.34 | $0.54 |
| Revenue (latest FY) | — | $134.09M |
| Revenue growth (YoY) | — | +19.07% |
| Net income (latest FY) | — | $88.22M |
| Net margin | — | 65.79% |
| 52-week high | $9.26 | $23.78 |
| 52-week low | $5.97 | $16.62 |
| Distance from 52-week high | -9.07% | -12.26% |
| Analyst consensus | none | buy |
| Avg. price target upside | +12.83% | +19.27% |
| Average volume | 889.15K | 2.37M |
| Shares outstanding | 123.37M | 228.51M |
| Employees | 604 | 2,247 |
| Sector | Financial Services | Finance |
| Industry | Banks - Regional | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Eastern Bankshares is about 4.6 times larger than Capitol Federal Financial by market value ($4.77B vs $1.04B).
- CFFN has outperformed EBC by 20.8 percentage points over the past year.
- Capitol Federal Financial offers a meaningfully higher dividend yield (4.04% vs 2.59%).
- The two companies sit in different sectors: Capitol Federal Financial in Financial Services and Eastern Bankshares in Finance.
About Capitol Federal Financial
CFFN stock →Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States.
Financial Services · Banks - Regional · 604 employees
About Eastern Bankshares
EBC stock →Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States.
Finance · Savings Institutions · 2,247 employees
CFFN vs EBC FAQ
Which is bigger, Capitol Federal Financial or Eastern Bankshares?
Eastern Bankshares (EBC) is larger, with a market capitalization of $4.77B compared with $1.04B for Capitol Federal Financial (CFFN).
Which stock has performed better over the past year, CFFN or EBC?
CFFN returned +32.18% over the past 12 months, compared with +11.37% for EBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFN or EBC?
EBC has the lower trailing P/E at 11.9, versus 13.0 for CFFN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capitol Federal Financial or Eastern Bankshares?
Capitol Federal Financial has the higher yield at 4.04%, compared with 2.59% for Eastern Bankshares.
Are Capitol Federal Financial and Eastern Bankshares in the same industry?
No. Capitol Federal Financial is in the Financial Services sector, while Eastern Bankshares is in Finance.