Capital One Financial (COF) vs Jefferson Capital (JCAP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Jefferson Capital (JCAP) has outperformed Capital One Financial (COF) over the past year, gaining 10.9% versus a loss of 8.3%. Capital One Financial is the larger company by market cap ($120.19 billion vs $1.15 billion), about 104.5 times the size. On valuation, Jefferson Capital trades at a lower forward P/E (6.5x vs 8.2x for Capital One Financial).
Jefferson Capital offers the higher dividend yield (2.40% vs 1.53%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | COF | JCAP |
|---|---|---|
| Share price | $195.91 | $20.02 |
| Market cap | $120.19B | $1.15B |
| 1-day change | +0.05% | +0.81% |
| YTD return | -19.17% | -10.38% |
| 1-year return | -8.32% | +10.85% |
| 5-year return | +16.35% | — |
| P/E ratio (TTM) | 12.58 | 22.00 |
| Forward P/E | 8.24 | 6.51 |
| EPS (TTM) | $15.57 | $0.91 |
| Dividend yield | 1.53% | 2.40% |
| Annual dividend | $3.00 | $0.48 |
| Revenue (latest FY) | $53.43B | — |
| Revenue growth (YoY) | +36.62% | — |
| Net income (latest FY) | $2.45B | — |
| Net margin | 4.59% | — |
| 52-week high | $259.64 | $24.44 |
| 52-week low | $174.24 | $15.50 |
| Distance from 52-week high | -24.55% | -18.09% |
| Analyst consensus | buy | none |
| Avg. price target upside | +31.28% | +40.86% |
| Average volume | 3.63M | 325.58K |
| Shares outstanding | 613.48M | 57.43M |
| Employees | 78,400 | 1,120 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Capital One Financial is about 104.5 times larger than Jefferson Capital by market value ($120.19B vs $1.15B).
- JCAP has outperformed COF by 19.2 percentage points over the past year.
- Jefferson Capital trades at a higher earnings multiple (22.0x vs 12.6x trailing P/E).
About Capital One Financial
COF stock →Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.
Financial Services · Credit Services · 78,400 employees
About Jefferson Capital
JCAP stock →Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America.
Financial Services · Credit Services · 1,120 employees
COF vs JCAP FAQ
Which is bigger, Capital One Financial or Jefferson Capital?
Capital One Financial (COF) is larger, with a market capitalization of $120.19B compared with $1.15B for Jefferson Capital (JCAP).
Which stock has performed better over the past year, COF or JCAP?
JCAP returned +10.85% over the past 12 months, compared with -8.32% for COF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, COF or JCAP?
COF has the lower trailing P/E at 12.6, versus 22.0 for JCAP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capital One Financial or Jefferson Capital?
Jefferson Capital has the higher yield at 2.40%, compared with 1.53% for Capital One Financial.
Are Capital One Financial and Jefferson Capital in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.