Mercury General (MCY) vs Travelers Companies (TRV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Travelers Companies (TRV) has outperformed Mercury General (MCY) over the past year, gaining 34.4% versus a gain of 24.0%. Over five years, TRV leads with a +136.9% price change compared with +85.8% for MCY. On valuation, Mercury General trades at a lower forward P/E (8.4x vs 12.1x for Travelers Companies).
Mercury General offers the higher dividend yield (1.24% vs 1.23%). Travelers Companies converts more of its revenue into profit, with a net margin of 12.9% versus 9.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MCY | TRV |
|---|---|---|
| Share price | $102.75 | $368.75 |
| Market cap | — | $76.91B |
| 1-day change | +0.45% | -0.41% |
| YTD return | +9.24% | +27.13% |
| 1-year return | +24.03% | +34.38% |
| 5-year return | +85.80% | +136.92% |
| P/E ratio (TTM) | 6.07 | 9.94 |
| Forward P/E | 8.39 | 12.10 |
| EPS (TTM) | $16.92 | $37.08 |
| Dividend yield | 1.24% | 1.23% |
| Annual dividend | $1.27 | $4.55 |
| Revenue (latest FY) | $5.99B | $48.83B |
| Revenue growth (YoY) | +9.44% | +5.18% |
| Net income (latest FY) | $541.09M | $6.29B |
| Gross margin | 99.75% | — |
| Net margin | 9.03% | 12.88% |
| 52-week high | $113.06 | $398.70 |
| 52-week low | $74.29 | $252.26 |
| Distance from 52-week high | -9.12% | -7.51% |
| Analyst consensus | none | hold |
| Avg. price target upside | +16.79% | -2.23% |
| Average volume | 295.17K | 1.67M |
| Shares outstanding | — | 208.58M |
| Employees | 4,380 | 34,000 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TRV has outperformed MCY by 10.3 percentage points over the past year.
- Travelers Companies trades at a higher earnings multiple (9.9x vs 6.1x trailing P/E).
About Mercury General
MCY stock →Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Financial Services · Insurance - Property & Casualty · 4,380 employees
About Travelers Companies
TRV stock →The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance.
Financial Services · Insurance - Property & Casualty · 34,000 employees
MCY vs TRV FAQ
Which stock has performed better over the past year, MCY or TRV?
TRV returned +34.38% over the past 12 months, compared with +24.03% for MCY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MCY or TRV?
MCY has the lower trailing P/E at 6.1, versus 9.9 for TRV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Mercury General or Travelers Companies?
Mercury General has the higher yield at 1.24%, compared with 1.23% for Travelers Companies.
Are Mercury General and Travelers Companies in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.