Eastern Bankshares (EBC) vs Kearny Financial (KRNY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Kearny Financial (KRNY) has outperformed Eastern Bankshares (EBC) over the past year, gaining 37.0% versus a gain of 11.4%. Over five years, EBC leads with a -0.9% price change compared with -30.4% for KRNY. Eastern Bankshares is the larger company by market cap ($4.82 billion vs $581.2 million), about 8.3 times the size.
On valuation, Kearny Financial trades at a lower forward P/E (9.2x vs 9.9x for Eastern Bankshares). Kearny Financial offers the higher dividend yield (4.78% vs 2.56%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EBC | KRNY |
|---|---|---|
| Share price | $21.08 | $9.20 |
| Market cap | $4.82B | $581.19M |
| 1-day change | +1.05% | +0.99% |
| YTD return | +13.19% | +22.94% |
| 1-year return | +11.37% | +36.99% |
| 5-year return | -0.90% | -30.35% |
| P/E ratio (TTM) | 11.78 | 16.14 |
| Forward P/E | 9.86 | 9.25 |
| EPS (TTM) | $1.79 | $0.57 |
| Dividend yield | 2.56% | 4.78% |
| Annual dividend | $0.54 | $0.44 |
| Revenue (latest FY) | $134.09M | — |
| Revenue growth (YoY) | +19.07% | — |
| Net income (latest FY) | $88.22M | — |
| Net margin | 65.79% | — |
| 52-week high | $23.78 | $10.24 |
| 52-week low | $16.62 | $6.23 |
| Distance from 52-week high | -11.34% | -10.16% |
| Analyst consensus | buy | none |
| Avg. price target upside | +18.03% | +15.98% |
| Average volume | 2.36M | 573.84K |
| Shares outstanding | 228.51M | 63.17M |
| Employees | 2,247 | 502 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Eastern Bankshares is about 8.3 times larger than Kearny Financial by market value ($4.82B vs $581.19M).
- KRNY has outperformed EBC by 25.6 percentage points over the past year.
- Kearny Financial trades at a higher earnings multiple (16.1x vs 11.8x trailing P/E).
- Kearny Financial offers a meaningfully higher dividend yield (4.78% vs 2.56%).
About Eastern Bankshares
EBC stock →Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States.
Finance · Savings Institutions · 2,247 employees
About Kearny Financial
KRNY stock →Kearny Financial Corp. operates as the holding company for Kearny Bank that provides banking products and services in the United States.
Finance · Savings Institutions · 502 employees
EBC vs KRNY FAQ
Which is bigger, Eastern Bankshares or Kearny Financial?
Eastern Bankshares (EBC) is larger, with a market capitalization of $4.82B compared with $581.19M for Kearny Financial (KRNY).
Which stock has performed better over the past year, EBC or KRNY?
KRNY returned +36.99% over the past 12 months, compared with +11.37% for EBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EBC or KRNY?
EBC has the lower trailing P/E at 11.8, versus 16.1 for KRNY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Eastern Bankshares or Kearny Financial?
Kearny Financial has the higher yield at 4.78%, compared with 2.56% for Eastern Bankshares.
Are Eastern Bankshares and Kearny Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.