Employers (EIG) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
UNIVERSAL INSURANCE HOLDINGS INC (UVE) has outperformed Employers (EIG) over the past year, gaining 51.0% versus a gain of 16.4%. Over five years, UVE leads with a +234.4% price change compared with +22.5% for EIG. UNIVERSAL INSURANCE HOLDINGS INC is the larger company by market cap ($1.31 billion vs $900.9 million), about 1.5 times the size.
On valuation, UNIVERSAL INSURANCE HOLDINGS INC trades at a lower forward P/E (10.5x vs 19.7x for Employers). Employers offers the higher dividend yield (2.59% vs 1.36%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EIG | UVE |
|---|---|---|
| Share price | $50.16 | $47.04 |
| Market cap | $900.90M | $1.31B |
| 1-day change | +1.99% | +3.96% |
| YTD return | +13.92% | +33.88% |
| 1-year return | +16.37% | +50.98% |
| 5-year return | +22.49% | +234.44% |
| P/E ratio (TTM) | 66.88 | 6.19 |
| Forward P/E | 19.67 | 10.45 |
| EPS (TTM) | $0.75 | $7.60 |
| Dividend yield | 2.59% | 1.36% |
| Annual dividend | $1.30 | $0.64 |
| 52-week high | $52.59 | $47.36 |
| 52-week low | $35.73 | $27.89 |
| Distance from 52-week high | -4.62% | -0.67% |
| Analyst consensus | none | hold |
| Avg. price target upside | +7.66% | -4.34% |
| Average volume | 174.48K | 192.19K |
| Shares outstanding | 17.96M | 27.83M |
| Employees | 623 | 929 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UVE has outperformed EIG by 34.6 percentage points over the past year.
- Employers trades at a higher earnings multiple (66.9x vs 6.2x trailing P/E).
- Employers offers a meaningfully higher dividend yield (2.59% vs 1.36%).
About Employers
EIG stock →Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries.
Finance · Property-Casualty Insurers · 623 employees
About UNIVERSAL INSURANCE HOLDINGS INC
UVE stock →Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages.
Finance · Property-Casualty Insurers · 929 employees
EIG vs UVE FAQ
Which is bigger, Employers or UNIVERSAL INSURANCE HOLDINGS INC?
UNIVERSAL INSURANCE HOLDINGS INC (UVE) is larger, with a market capitalization of $1.31B compared with $900.90M for Employers (EIG).
Which stock has performed better over the past year, EIG or UVE?
UVE returned +50.98% over the past 12 months, compared with +16.37% for EIG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EIG or UVE?
UVE has the lower trailing P/E at 6.2, versus 66.9 for EIG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Employers or UNIVERSAL INSURANCE HOLDINGS INC?
Employers has the higher yield at 2.59%, compared with 1.36% for UNIVERSAL INSURANCE HOLDINGS INC.
Are Employers and UNIVERSAL INSURANCE HOLDINGS INC in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.