First Bancorp (FBNC) vs Bank OZK (OZK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Bancorp (FBNC) has outperformed Bank OZK (OZK) over the past year, gaining 17.9% versus a loss of 13.8%. Over five years, FBNC leads with a +30.2% price change compared with -2.2% for OZK. Bank OZK is the larger company by market cap ($4.89 billion vs $2.47 billion), about 2.0 times the size.
On valuation, Bank OZK trades at a lower forward P/E (7.4x vs 11.9x for First Bancorp). Bank OZK offers the higher dividend yield (4.06% vs 1.57%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FBNC | OZK |
|---|---|---|
| Share price | $59.73 | $44.86 |
| Market cap | $2.47B | $4.89B |
| 1-day change | +1.37% | +2.98% |
| YTD return | +17.60% | -2.52% |
| 1-year return | +17.88% | -13.78% |
| 5-year return | +30.19% | -2.16% |
| P/E ratio (TTM) | 18.55 | 7.40 |
| Forward P/E | 11.85 | 7.41 |
| EPS (TTM) | $3.22 | $6.06 |
| Dividend yield | 1.57% | 4.06% |
| Annual dividend | $0.94 | $1.82 |
| Revenue (latest FY) | $67.62M | — |
| Revenue growth (YoY) | -3.57% | — |
| Net income (latest FY) | $111.05M | — |
| Net margin | 164.22% | — |
| 52-week high | $66.78 | $53.39 |
| 52-week low | $45.96 | $42.37 |
| Distance from 52-week high | -10.56% | -15.98% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +15.52% | +19.88% |
| Average volume | 225.36K | 1.21M |
| Shares outstanding | 41.40M | 109.04M |
| Employees | 1,396 | 3,286 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FBNC has outperformed OZK by 31.7 percentage points over the past year.
- First Bancorp trades at a higher earnings multiple (18.5x vs 7.4x trailing P/E).
- Bank OZK offers a meaningfully higher dividend yield (4.06% vs 1.57%).
About First Bancorp
FBNC stock →First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts.
Financial Services · Banks - Regional · 1,396 employees
About Bank OZK
OZK stock →Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.
Financial Services · Banks - Regional · 3,286 employees
FBNC vs OZK FAQ
Which is bigger, First Bancorp or Bank OZK?
Bank OZK (OZK) is larger, with a market capitalization of $4.89B compared with $2.47B for First Bancorp (FBNC).
Which stock has performed better over the past year, FBNC or OZK?
FBNC returned +17.88% over the past 12 months, compared with -13.78% for OZK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FBNC or OZK?
OZK has the lower trailing P/E at 7.4, versus 18.5 for FBNC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Bancorp or Bank OZK?
Bank OZK has the higher yield at 4.06%, compared with 1.57% for First Bancorp.
Are First Bancorp and Bank OZK in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.