First Commonwealth Financial (FCF) vs German American Bancorp (GABC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
German American Bancorp (GABC) has outperformed First Commonwealth Financial (FCF) over the past year, gaining 24.4% versus a gain of 18.0%. Over five years, FCF leads with a +41.0% price change compared with +24.5% for GABC. First Commonwealth Financial is the larger company by market cap ($2.01 billion vs $1.82 billion), about 1.1 times the size.
On valuation, First Commonwealth Financial trades at a lower forward P/E (10.2x vs 11.7x for German American Bancorp). First Commonwealth Financial offers the higher dividend yield (2.77% vs 2.52%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCF | GABC |
|---|---|---|
| Share price | $19.86 | $48.41 |
| Market cap | $2.01B | $1.82B |
| 1-day change | -1.00% | -1.32% |
| YTD return | +17.79% | +23.56% |
| 1-year return | +18.00% | +24.35% |
| 5-year return | +40.95% | +24.51% |
| P/E ratio (TTM) | 12.18 | 12.74 |
| Forward P/E | 10.18 | 11.74 |
| EPS (TTM) | $1.63 | $3.80 |
| Dividend yield | 2.77% | 2.52% |
| Annual dividend | $0.55 | $1.22 |
| 52-week high | $22.34 | $52.23 |
| 52-week low | $15.00 | $37.19 |
| Distance from 52-week high | -11.10% | -7.31% |
| Analyst consensus | buy | none |
| Avg. price target upside | +21.20% | +16.09% |
| Average volume | 888.76K | 141.47K |
| Shares outstanding | 101.06M | 37.58M |
| Employees | 1,589 | 984 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About First Commonwealth Financial
FCF stock →First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts.
Finance · Major Banks · 1,589 employees
About German American Bancorp
GABC stock →German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services.
Finance · Major Banks · 984 employees
FCF vs GABC FAQ
Which is bigger, First Commonwealth Financial or German American Bancorp?
First Commonwealth Financial (FCF) is larger, with a market capitalization of $2.01B compared with $1.82B for German American Bancorp (GABC).
Which stock has performed better over the past year, FCF or GABC?
GABC returned +24.35% over the past 12 months, compared with +18.00% for FCF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCF or GABC?
FCF has the lower trailing P/E at 12.2, versus 12.7 for GABC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Commonwealth Financial or German American Bancorp?
First Commonwealth Financial has the higher yield at 2.77%, compared with 2.52% for German American Bancorp.
Are First Commonwealth Financial and German American Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.