Fair Isaac (FICO) vs Fiserv (FISV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Fair Isaac (FICO) has outperformed Fiserv (FISV) over the past year, losing 60.9% versus a loss of 63.8%. Over five years, FICO leads with a +62.9% price change compared with -58.4% for FISV. Fiserv is the larger company by market cap ($24.26 billion vs $14.42 billion), about 1.7 times the size, while Fair Isaac is growing revenue faster (+15.9% vs +3.6%).
On valuation, Fiserv trades at a lower forward P/E (5.7x vs 13.3x for Fair Isaac). Fair Isaac converts more of its revenue into profit, with a net margin of 32.7% versus 16.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FICO | FISV |
|---|---|---|
| Share price | $667.58 | $45.63 |
| Market cap | $14.42B | $24.26B |
| 1-day change | -5.63% | -0.67% |
| YTD return | -60.51% | -32.07% |
| 1-year return | -60.93% | -63.77% |
| 5-year return | +62.90% | -58.44% |
| P/E ratio (TTM) | 20.48 | 8.83 |
| Forward P/E | 13.30 | 5.70 |
| EPS (TTM) | $32.59 | $5.17 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $1.99B | $21.19B |
| Revenue growth (YoY) | +15.91% | +3.60% |
| Net income (latest FY) | $651.95M | $3.48B |
| Gross margin | 82.23% | — |
| Operating margin | 46.45% | 27.45% |
| Net margin | 32.75% | 16.42% |
| 52-week high | $1,858.91 | $128.78 |
| 52-week low | $586.05 | $43.87 |
| Distance from 52-week high | -64.09% | -64.57% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +67.42% | +30.57% |
| Average volume | 588.33K | 7.23M |
| Shares outstanding | 21.60M | 531.77M |
| Employees | 3,876 | — |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Business Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Fair Isaac trades at a higher earnings multiple (20.5x vs 8.8x trailing P/E).
- Fair Isaac is more profitable, keeping 32.7 cents of every revenue dollar as net income versus 16.4 cents for Fiserv.
- Fair Isaac grew revenue faster in its latest fiscal year (+15.91% vs +3.60%).
About Fair Isaac
FICO stock →Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software.
Consumer Discretionary · Business Services · 3,876 employees
FICO vs FISV FAQ
Which is bigger, Fair Isaac or Fiserv?
Fiserv (FISV) is larger, with a market capitalization of $24.26B compared with $14.42B for Fair Isaac (FICO).
Which stock has performed better over the past year, FICO or FISV?
FICO returned -60.93% over the past 12 months, compared with -63.77% for FISV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FICO or FISV?
FISV has the lower trailing P/E at 8.8, versus 20.5 for FICO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Fair Isaac and Fiserv in the same industry?
Yes. Both are classified in the Business Services industry within the Consumer Discretionary sector.