Financial Institutions (FISI) vs Midland States Bancorp (MSBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Midland States Bancorp (MSBI) has outperformed Financial Institutions (FISI) over the past year, gaining 96.7% versus a gain of 44.4%. Over five years, MSBI leads with a +29.2% price change compared with +23.5% for FISI. Financial Institutions is the larger company by market cap ($769.5 million vs $675.7 million), about 1.1 times the size.
On valuation, Financial Institutions trades at a lower forward P/E (9.1x vs 9.6x for Midland States Bancorp). Midland States Bancorp offers the higher dividend yield (3.93% vs 3.23%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FISI | MSBI |
|---|---|---|
| Share price | $39.05 | $32.56 |
| Market cap | $769.53M | $675.69M |
| 1-day change | +0.88% | +0.96% |
| YTD return | +25.28% | +53.80% |
| 1-year return | +44.42% | +96.74% |
| 5-year return | +23.46% | +29.16% |
| P/E ratio (TTM) | 9.69 | 20.87 |
| Forward P/E | 9.08 | 9.60 |
| EPS (TTM) | $4.03 | $1.56 |
| Dividend yield | 3.23% | 3.93% |
| Annual dividend | $1.26 | $1.28 |
| 52-week high | $42.97 | $35.10 |
| 52-week low | $25.61 | $14.24 |
| Distance from 52-week high | -9.12% | -7.24% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +15.24% | +2.12% |
| Average volume | 144.04K | 172.12K |
| Shares outstanding | 19.71M | 20.75M |
| Employees | 631 | 839 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MSBI has outperformed FISI by 52.3 percentage points over the past year.
- Midland States Bancorp trades at a higher earnings multiple (20.9x vs 9.7x trailing P/E).
About Financial Institutions
FISI stock →Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.
Financial Services · Banks - Regional · 631 employees
About Midland States Bancorp
MSBI stock →Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.
Financial Services · Banks - Regional · 839 employees
FISI vs MSBI FAQ
Which is bigger, Financial Institutions or Midland States Bancorp?
Financial Institutions (FISI) is larger, with a market capitalization of $769.53M compared with $675.69M for Midland States Bancorp (MSBI).
Which stock has performed better over the past year, FISI or MSBI?
MSBI returned +96.74% over the past 12 months, compared with +44.42% for FISI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FISI or MSBI?
FISI has the lower trailing P/E at 9.7, versus 20.9 for MSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Financial Institutions or Midland States Bancorp?
Midland States Bancorp has the higher yield at 3.93%, compared with 3.23% for Financial Institutions.
Are Financial Institutions and Midland States Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.