First Northern Community Bancorp (FNRN) vs Isabella Bank (ISBA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Northern Community Bancorp (FNRN) has outperformed Isabella Bank (ISBA) over the past year, gaining 44.7% versus a gain of 5.8%. Over five years, FNRN leads with a +110.2% price change compared with +45.7% for ISBA. Isabella Bank is the larger company by market cap ($293.4 million vs $283.6 million), about 1.0 times the size.
On valuation, First Northern Community Bancorp trades at a lower trailing P/E (13.3x vs 14.2x for Isabella Bank). Isabella Bank pays a dividend yielding 2.91%, while First Northern Community Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNRN | ISBA |
|---|---|---|
| Share price | $17.30 | $38.46 |
| Market cap | $283.64M | $293.41M |
| 1-day change | -1.37% | +1.16% |
| YTD return | +37.85% | -23.96% |
| 1-year return | +44.67% | +5.76% |
| 5-year return | +110.20% | +45.67% |
| P/E ratio (TTM) | 13.31 | 14.19 |
| Forward P/E | — | 9.74 |
| EPS (TTM) | $1.30 | $2.71 |
| Dividend yield | 0.00% | 2.91% |
| Annual dividend | $0.00 | $1.12 |
| 52-week high | $19.25 | $58.83 |
| 52-week low | $12.00 | $33.24 |
| Distance from 52-week high | -10.13% | -34.63% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +11.80% |
| Average volume | 113.36K | 58.42K |
| Shares outstanding | 16.40M | 7.63M |
| Employees | 204 | 341 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FNRN has outperformed ISBA by 38.9 percentage points over the past year.
- Isabella Bank offers a meaningfully higher dividend yield (2.91% vs 0.00%).
About First Northern Community Bancorp
FNRN stock →First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits.
Finance · Savings Institutions · 204 employees
About Isabella Bank
ISBA stock →Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services.
Finance · Major Banks · 341 employees
FNRN vs ISBA FAQ
Which is bigger, First Northern Community Bancorp or Isabella Bank?
Isabella Bank (ISBA) is larger, with a market capitalization of $293.41M compared with $283.64M for First Northern Community Bancorp (FNRN).
Which stock has performed better over the past year, FNRN or ISBA?
FNRN returned +44.67% over the past 12 months, compared with +5.76% for ISBA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNRN or ISBA?
FNRN has the lower trailing P/E at 13.3, versus 14.2 for ISBA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Northern Community Bancorp or Isabella Bank?
Isabella Bank pays a dividend yielding 2.91%, while First Northern Community Bancorp does not currently pay a regular dividend.
Are First Northern Community Bancorp and Isabella Bank in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for First Northern Community Bancorp and Major Banks for Isabella Bank.