FS Bancorp (FSBW) vs Oak Valley Bancorp (CA) (OVLY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Oak Valley Bancorp (CA) (OVLY) has outperformed FS Bancorp (FSBW) over the past year, gaining 25.1% versus a gain of 14.0%. Over five years, OVLY leads with a +85.2% price change compared with +29.8% for FSBW. FS Bancorp is the larger company by market cap ($346.7 million vs $280.7 million), about 1.2 times the size.
On valuation, FS Bancorp trades at a lower trailing P/E (10.2x vs 11.8x for Oak Valley Bancorp (CA)). FS Bancorp offers the higher dividend yield (2.59% vs 2.25%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FSBW | OVLY |
|---|---|---|
| Share price | $44.10 | $33.37 |
| Market cap | $346.72M | $280.73M |
| 1-day change | -0.50% | -2.63% |
| YTD return | +7.12% | +11.01% |
| 1-year return | +13.95% | +25.07% |
| 5-year return | +29.78% | +85.18% |
| P/E ratio (TTM) | 10.21 | 11.83 |
| Forward P/E | 9.45 | — |
| EPS (TTM) | $4.32 | $2.82 |
| Dividend yield | 2.59% | 2.25% |
| Annual dividend | $1.14 | $0.75 |
| 52-week high | $45.85 | $35.97 |
| 52-week low | $36.66 | $25.41 |
| Distance from 52-week high | -3.82% | -7.23% |
| Analyst consensus | hold | — |
| Avg. price target upside | +2.04% | — |
| Average volume | 24.34K | 23.89K |
| Shares outstanding | 7.86M | 8.41M |
| Employees | 593 | 246 |
| Sector | Finance | Finance |
| Industry | Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OVLY has outperformed FSBW by 11.1 percentage points over the past year.
About FS Bancorp
FSBW stock →FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington.
Finance · Banks · 593 employees
About Oak Valley Bancorp (CA)
OVLY stock →Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit.
Finance · Major Banks · 246 employees
FSBW vs OVLY FAQ
Which is bigger, FS Bancorp or Oak Valley Bancorp (CA)?
FS Bancorp (FSBW) is larger, with a market capitalization of $346.72M compared with $280.73M for Oak Valley Bancorp (CA) (OVLY).
Which stock has performed better over the past year, FSBW or OVLY?
OVLY returned +25.07% over the past 12 months, compared with +13.95% for FSBW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FSBW or OVLY?
FSBW has the lower trailing P/E at 10.2, versus 11.8 for OVLY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, FS Bancorp or Oak Valley Bancorp (CA)?
FS Bancorp has the higher yield at 2.59%, compared with 2.25% for Oak Valley Bancorp (CA).
Are FS Bancorp and Oak Valley Bancorp (CA) in the same industry?
Both are in the Finance sector, but in different industries: Banks for FS Bancorp and Major Banks for Oak Valley Bancorp (CA).