Fulton Financial (FULT) vs Texas Capital Bancshares (TCBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Fulton Financial (FULT) has outperformed Texas Capital Bancshares (TCBI) over the past year, gaining 20.3% versus a gain of 7.1%. Over five years, TCBI leads with a +53.4% price change compared with +37.4% for FULT. Fulton Financial is the larger company by market cap ($4.25 billion vs $3.94 billion), about 1.1 times the size, while Texas Capital Bancshares is growing revenue faster (+34.7% vs -6.5%).
On valuation, Fulton Financial trades at a lower forward P/E (9.3x vs 11.0x for Texas Capital Bancshares). Fulton Financial offers the higher dividend yield (3.37% vs 0.22%). Fulton Financial converts more of its revenue into profit, with a net margin of 141.5% versus 26.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FULT | TCBI |
|---|---|---|
| Share price | $22.27 | $90.58 |
| Market cap | $4.25B | $3.94B |
| 1-day change | +0.88% | 0.00% |
| YTD return | +15.21% | +2.04% |
| 1-year return | +20.31% | +7.12% |
| 5-year return | +37.37% | +53.45% |
| P/E ratio (TTM) | 10.71 | 11.78 |
| Forward P/E | 9.34 | 11.00 |
| EPS (TTM) | $2.08 | $7.69 |
| Dividend yield | 3.37% | 0.22% |
| Annual dividend | $0.75 | $0.20 |
| Revenue (latest FY) | $276.77M | $1.26B |
| Revenue growth (YoY) | -6.50% | +34.69% |
| Net income (latest FY) | $391.61M | $330.24M |
| Net margin | 141.49% | 26.30% |
| 52-week high | $25.23 | $108.92 |
| 52-week low | $16.60 | $75.41 |
| Distance from 52-week high | -11.73% | -16.84% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +18.63% | +17.19% |
| Average volume | 1.68M | 494.04K |
| Shares outstanding | 190.91M | 43.47M |
| Employees | 3,400 | 1,785 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FULT has outperformed TCBI by 13.2 percentage points over the past year.
- Fulton Financial offers a meaningfully higher dividend yield (3.37% vs 0.22%).
- Fulton Financial is more profitable, keeping 141.5 cents of every revenue dollar as net income versus 26.3 cents for Texas Capital Bancshares.
- Texas Capital Bancshares grew revenue faster in its latest fiscal year (+34.69% vs -6.50%).
About Fulton Financial
FULT stock →Fulton Financial Corporation operates as the bank holding company for Fulton Bank that provides banking and financial products and services in the United States. It provides various checking accounts and savings deposit products, and certificates of deposit.
Finance · Major Banks · 3,400 employees
About Texas Capital Bancshares
TCBI stock →Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers.
Finance · Major Banks · 1,785 employees
FULT vs TCBI FAQ
Which is bigger, Fulton Financial or Texas Capital Bancshares?
Fulton Financial (FULT) is larger, with a market capitalization of $4.25B compared with $3.94B for Texas Capital Bancshares (TCBI).
Which stock has performed better over the past year, FULT or TCBI?
FULT returned +20.31% over the past 12 months, compared with +7.12% for TCBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FULT or TCBI?
FULT has the lower trailing P/E at 10.7, versus 11.8 for TCBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Fulton Financial or Texas Capital Bancshares?
Fulton Financial has the higher yield at 3.37%, compared with 0.22% for Texas Capital Bancshares.
Are Fulton Financial and Texas Capital Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.