International Bancshares (IBOC) vs Bank OZK (OZK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
International Bancshares (IBOC) has outperformed Bank OZK (OZK) over the past year, losing 0.1% versus a loss of 16.2%. Over five years, IBOC leads with a +63.2% price change compared with -2.2% for OZK. Bank OZK is the larger company by market cap ($4.74 billion vs $4.23 billion), about 1.1 times the size.
On valuation, Bank OZK trades at a lower trailing P/E (7.2x vs 10.3x for International Bancshares). Bank OZK offers the higher dividend yield (4.18% vs 2.10%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | IBOC | OZK |
|---|---|---|
| Share price | $67.99 | $43.50 |
| Market cap | $4.23B | $4.74B |
| 1-day change | -0.18% | -0.13% |
| YTD return | +2.51% | -5.35% |
| 1-year return | -0.12% | -16.21% |
| 5-year return | +63.22% | -2.16% |
| P/E ratio (TTM) | 10.25 | 7.18 |
| Forward P/E | — | 7.18 |
| EPS (TTM) | $6.63 | $6.06 |
| Dividend yield | 2.10% | 4.18% |
| Annual dividend | $1.43 | $1.82 |
| Revenue (latest FY) | $842.17M | — |
| Revenue growth (YoY) | +1.02% | — |
| Net income (latest FY) | $412.29M | — |
| Net margin | 48.96% | — |
| 52-week high | $78.46 | $53.39 |
| 52-week low | $63.20 | $42.37 |
| Distance from 52-week high | -13.35% | -18.52% |
| Analyst consensus | none | hold |
| Avg. price target upside | +27.97% | +23.63% |
| Average volume | 332.82K | 1.21M |
| Shares outstanding | 62.19M | 109.04M |
| Employees | 2,126 | 3,286 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- IBOC has outperformed OZK by 16.1 percentage points over the past year.
- International Bancshares trades at a higher earnings multiple (10.3x vs 7.2x trailing P/E).
- Bank OZK offers a meaningfully higher dividend yield (4.18% vs 2.10%).
About International Bancshares
IBOC stock →International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans.
Finance · Major Banks · 2,126 employees
About Bank OZK
OZK stock →Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.
Finance · Major Banks · 3,286 employees
IBOC vs OZK FAQ
Which is bigger, International Bancshares or Bank OZK?
Bank OZK (OZK) is larger, with a market capitalization of $4.74B compared with $4.23B for International Bancshares (IBOC).
Which stock has performed better over the past year, IBOC or OZK?
IBOC returned -0.12% over the past 12 months, compared with -16.21% for OZK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, IBOC or OZK?
OZK has the lower trailing P/E at 7.2, versus 10.3 for IBOC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, International Bancshares or Bank OZK?
Bank OZK has the higher yield at 4.18%, compared with 2.10% for International Bancshares.
Are International Bancshares and Bank OZK in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.