International Bancshares (IBOC) vs WSFS Financial (WSFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
WSFS Financial (WSFS) has outperformed International Bancshares (IBOC) over the past year, gaining 38.7% versus a gain of 0.8%. Over five years, IBOC leads with a +63.2% price change compared with +36.8% for WSFS. International Bancshares is the larger company by market cap ($4.25 billion vs $3.88 billion), about 1.1 times the size, while WSFS Financial is growing revenue faster (+1.9% vs +1.0%).
On valuation, International Bancshares trades at a lower trailing P/E (10.3x vs 12.6x for WSFS Financial). International Bancshares offers the higher dividend yield (2.09% vs 0.94%). International Bancshares converts more of its revenue into profit, with a net margin of 49.0% versus 27.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | IBOC | WSFS |
|---|---|---|
| Share price | $68.40 | $75.41 |
| Market cap | $4.25B | $3.88B |
| 1-day change | +0.43% | +0.88% |
| YTD return | +2.95% | +35.32% |
| 1-year return | +0.77% | +38.68% |
| 5-year return | +63.22% | +36.78% |
| P/E ratio (TTM) | 10.32 | 12.63 |
| Forward P/E | — | 10.77 |
| EPS (TTM) | $6.63 | $5.97 |
| Dividend yield | 2.09% | 0.94% |
| Annual dividend | $1.43 | $0.71 |
| Revenue (latest FY) | $842.17M | $1.07B |
| Revenue growth (YoY) | +1.02% | +1.88% |
| Net income (latest FY) | $412.29M | $287.35M |
| Net margin | 48.96% | 26.96% |
| 52-week high | $78.46 | $82.94 |
| 52-week low | $63.20 | $49.92 |
| Distance from 52-week high | -12.82% | -9.08% |
| Analyst consensus | none | buy |
| Avg. price target upside | +27.19% | +17.25% |
| Average volume | 332.82K | 380.11K |
| Shares outstanding | 62.19M | 51.39M |
| Employees | 2,126 | 2,391 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WSFS has outperformed IBOC by 37.9 percentage points over the past year.
- International Bancshares offers a meaningfully higher dividend yield (2.09% vs 0.94%).
- International Bancshares is more profitable, keeping 49.0 cents of every revenue dollar as net income versus 27.0 cents for WSFS Financial.
About International Bancshares
IBOC stock →International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans.
Finance · Major Banks · 2,126 employees
About WSFS Financial
WSFS stock →WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments.
Finance · Major Banks · 2,391 employees
IBOC vs WSFS FAQ
Which is bigger, International Bancshares or WSFS Financial?
International Bancshares (IBOC) is larger, with a market capitalization of $4.25B compared with $3.88B for WSFS Financial (WSFS).
Which stock has performed better over the past year, IBOC or WSFS?
WSFS returned +38.68% over the past 12 months, compared with +0.77% for IBOC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, IBOC or WSFS?
IBOC has the lower trailing P/E at 10.3, versus 12.6 for WSFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, International Bancshares or WSFS Financial?
International Bancshares has the higher yield at 2.09%, compared with 0.94% for WSFS Financial.
Are International Bancshares and WSFS Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.