Lemonade (LMND) vs Mercury General (MCY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Mercury General (MCY) has outperformed Lemonade (LMND) over the past year, gaining 19.5% versus a loss of 14.9%. Over five years, MCY leads with a +85.0% price change compared with -28.4% for LMND. Mercury General pays a dividend yielding 1.24%, while Lemonade does not currently pay one.
Mercury General converts more of its revenue into profit, with a net margin of 9.0% versus -22.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LMND | MCY |
|---|---|---|
| Share price | $46.91 | $102.29 |
| Market cap | $3.63B | — |
| 1-day change | +0.17% | 0.00% |
| YTD return | -34.21% | +8.75% |
| 1-year return | -14.95% | +19.50% |
| 5-year return | -28.45% | +84.97% |
| P/E ratio (TTM) | — | 6.05 |
| Forward P/E | — | 8.35 |
| EPS (TTM) | $-1.82 | $16.92 |
| Dividend yield | 0.00% | 1.24% |
| Annual dividend | $0.00 | $1.27 |
| Revenue (latest FY) | $737.90M | $5.99B |
| Revenue growth (YoY) | +40.15% | +9.44% |
| Net income (latest FY) | $-165.50M | $541.09M |
| Gross margin | — | 99.75% |
| Net margin | -22.43% | 9.03% |
| 52-week high | $99.90 | $113.06 |
| 52-week low | $43.28 | $74.29 |
| Distance from 52-week high | -53.04% | -9.53% |
| Analyst consensus | hold | none |
| Avg. price target upside | +24.58% | +17.31% |
| Average volume | 1.20M | 293.12K |
| Shares outstanding | 77.40M | — |
| Employees | 1,282 | 4,380 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MCY has outperformed LMND by 34.4 percentage points over the past year.
- Mercury General offers a meaningfully higher dividend yield (1.24% vs 0.00%).
- Mercury General is more profitable, keeping 9.0 cents of every revenue dollar as net income versus -22.4 cents for Lemonade.
- Lemonade grew revenue faster in its latest fiscal year (+40.15% vs +9.44%).
About Lemonade
LMND stock →Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom.
Finance · Property-Casualty Insurers · 1,282 employees
About Mercury General
MCY stock →Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Finance · Property-Casualty Insurers · 4,380 employees
LMND vs MCY FAQ
Which stock has performed better over the past year, LMND or MCY?
MCY returned +19.50% over the past 12 months, compared with -14.95% for LMND (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Lemonade or Mercury General?
Mercury General pays a dividend yielding 1.24%, while Lemonade does not currently pay a regular dividend.
Are Lemonade and Mercury General in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.