Lufax (LU) vs PRA Group (PRAA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
PRA Group (PRAA) has outperformed Lufax (LU) over the past year, gaining 46.1% versus a loss of 73.9%. Over five years, PRAA leads with a -52.8% price change compared with -96.2% for LU. Lufax is the larger company by market cap ($850.6 million vs $763.5 million), about 1.1 times the size.
On valuation, Lufax trades at a lower forward P/E (5.1x vs 7.8x for PRA Group).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LU | PRAA |
|---|---|---|
| Share price | $0.9814 | $20.28 |
| Market cap | $850.57M | $763.50M |
| 1-day change | -2.83% | +1.20% |
| YTD return | -60.55% | +14.64% |
| 1-year return | -73.90% | +46.11% |
| 5-year return | -96.19% | -52.80% |
| Forward P/E | 5.10 | 7.80 |
| EPS (TTM) | $-0.36 | $-6.78 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $4.03 | $22.55 |
| 52-week low | $0.956 | $10.25 |
| Distance from 52-week high | -75.65% | -10.07% |
| Analyst consensus | buy | none |
| Avg. price target upside | +153.72% | +28.21% |
| Average volume | 1.09M | 408.86K |
| Shares outstanding | 866.69M | 37.65M |
| Employees | 29,136 | 2,417 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PRAA has outperformed LU by 120.0 percentage points over the past year.
About Lufax
LU stock →Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.
Financial Services · Credit Services · 29,136 employees
About PRA Group
PRAA stock →PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed.
Financial Services · Credit Services · 2,417 employees
LU vs PRAA FAQ
Which is bigger, Lufax or PRA Group?
Lufax (LU) is larger, with a market capitalization of $850.57M compared with $763.50M for PRA Group (PRAA).
Which stock has performed better over the past year, LU or PRAA?
PRAA returned +46.11% over the past 12 months, compared with -73.90% for LU (price return, excluding dividends). Past performance does not predict future results.
Are Lufax and PRA Group in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.