Orrstown Financial Services (ORRF) vs Southern Missouri Bancorp (SMBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Southern Missouri Bancorp (SMBC) has outperformed Orrstown Financial Services (ORRF) over the past year, gaining 36.1% versus a gain of 21.1%. Over five years, ORRF leads with a +70.9% price change compared with +50.5% for SMBC. Orrstown Financial Services is the larger company by market cap ($813.9 million vs $787.1 million), about 1.0 times the size.
On valuation, Orrstown Financial Services trades at a lower forward P/E (9.4x vs 10.4x for Southern Missouri Bancorp). Orrstown Financial Services offers the higher dividend yield (2.75% vs 1.40%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ORRF | SMBC |
|---|---|---|
| Share price | $41.38 | $71.47 |
| Market cap | $813.93M | $787.12M |
| 1-day change | +1.37% | +0.76% |
| YTD return | +15.25% | +20.89% |
| 1-year return | +21.09% | +36.06% |
| 5-year return | +70.94% | +50.49% |
| P/E ratio (TTM) | 9.30 | 11.12 |
| Forward P/E | 9.40 | 10.38 |
| EPS (TTM) | $4.45 | $6.43 |
| Dividend yield | 2.75% | 1.40% |
| Annual dividend | $1.14 | $1.00 |
| 52-week high | $43.81 | $79.86 |
| 52-week low | $31.87 | $47.60 |
| Distance from 52-week high | -5.55% | -10.51% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +10.56% | +12.21% |
| Average volume | 103.59K | 91.53K |
| Shares outstanding | 19.67M | 11.01M |
| Employees | 627 | 711 |
| Sector | Finance | Finance |
| Industry | Major Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SMBC has outperformed ORRF by 15.0 percentage points over the past year.
- Orrstown Financial Services offers a meaningfully higher dividend yield (2.75% vs 1.40%).
About Orrstown Financial Services
ORRF stock →Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States.
Finance · Major Banks · 627 employees
About Southern Missouri Bancorp
SMBC stock →Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.
Finance · Banks · 711 employees
ORRF vs SMBC FAQ
Which is bigger, Orrstown Financial Services or Southern Missouri Bancorp?
Orrstown Financial Services (ORRF) is larger, with a market capitalization of $813.93M compared with $787.12M for Southern Missouri Bancorp (SMBC).
Which stock has performed better over the past year, ORRF or SMBC?
SMBC returned +36.06% over the past 12 months, compared with +21.09% for ORRF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ORRF or SMBC?
ORRF has the lower trailing P/E at 9.3, versus 11.1 for SMBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Orrstown Financial Services or Southern Missouri Bancorp?
Orrstown Financial Services has the higher yield at 2.75%, compared with 1.40% for Southern Missouri Bancorp.
Are Orrstown Financial Services and Southern Missouri Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Orrstown Financial Services and Banks for Southern Missouri Bancorp.