Provident Financial Services (PFS) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Provident Financial (PROV) has outperformed Provident Financial Services (PFS) over the past year, gaining 15.6% versus a gain of 11.8%. Over five years, PROV leads with a +9.1% price change compared with -11.1% for PFS. Provident Financial Services is the larger company by market cap ($2.90 billion vs $114.9 million), about 25.2 times the size.
On valuation, Provident Financial Services trades at a lower forward P/E (8.6x vs 14.5x for Provident Financial). Provident Financial offers the higher dividend yield (3.04% vs 2.16%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PFS | PROV |
|---|---|---|
| Share price | $22.20 | $18.43 |
| Market cap | $2.90B | $114.86M |
| 1-day change | +1.05% | +0.60% |
| YTD return | +11.24% | +15.12% |
| 1-year return | +11.81% | +15.55% |
| 5-year return | -11.05% | +9.08% |
| P/E ratio (TTM) | 9.25 | 17.89 |
| Forward P/E | 8.59 | 14.51 |
| EPS (TTM) | $2.40 | $1.03 |
| Dividend yield | 2.16% | 3.04% |
| Annual dividend | $0.48 | $0.56 |
| Revenue (latest FY) | $73.11M | — |
| Revenue growth (YoY) | +7.06% | — |
| Net income (latest FY) | $291.16M | — |
| Net margin | 398.25% | — |
| 52-week high | $25.49 | $18.99 |
| 52-week low | $17.69 | $14.95 |
| Distance from 52-week high | -12.91% | -2.98% |
| Analyst consensus | buy | — |
| Avg. price target upside | +25.00% | — |
| Average volume | 899.00K | 13.15K |
| Shares outstanding | 130.42M | 6.23M |
| Employees | 1,817 | — |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Provident Financial Services is about 25.2 times larger than Provident Financial by market value ($2.90B vs $114.86M).
- Provident Financial trades at a higher earnings multiple (17.9x vs 9.3x trailing P/E).
About Provident Financial Services
PFS stock →Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.
Finance · Savings Institutions · 1,817 employees
PFS vs PROV FAQ
Which is bigger, Provident Financial Services or Provident Financial?
Provident Financial Services (PFS) is larger, with a market capitalization of $2.90B compared with $114.86M for Provident Financial (PROV).
Which stock has performed better over the past year, PFS or PROV?
PROV returned +15.55% over the past 12 months, compared with +11.81% for PFS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PFS or PROV?
PFS has the lower trailing P/E at 9.3, versus 17.9 for PROV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Provident Financial Services or Provident Financial?
Provident Financial has the higher yield at 3.04%, compared with 2.16% for Provident Financial Services.
Are Provident Financial Services and Provident Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.