Pelagos Insurance Capital (PLGO) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
UNIVERSAL INSURANCE HOLDINGS INC (UVE) has outperformed Pelagos Insurance Capital (PLGO) over the past year, gaining 51.0% versus a gain of 27.9%. Pelagos Insurance Capital is the larger company by market cap ($1.97 billion vs $1.26 billion), about 1.6 times the size. On valuation, Pelagos Insurance Capital trades at a lower forward P/E (6.1x vs 10.1x for UNIVERSAL INSURANCE HOLDINGS INC).
Pelagos Insurance Capital offers the higher dividend yield (2.52% vs 1.41%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PLGO | UVE |
|---|---|---|
| Share price | $23.81 | $45.25 |
| Market cap | $1.97B | $1.26B |
| 1-day change | +0.17% | +4.00% |
| YTD return | +21.67% | +33.88% |
| 1-year return | +27.94% | +50.98% |
| 5-year return | — | +234.44% |
| P/E ratio (TTM) | 5.85 | 5.73 |
| Forward P/E | 6.11 | 10.06 |
| EPS (TTM) | $4.07 | $7.90 |
| Dividend yield | 2.52% | 1.41% |
| Annual dividend | $0.60 | $0.64 |
| 52-week high | $26.34 | $45.34 |
| 52-week low | $17.58 | $27.89 |
| Distance from 52-week high | -9.61% | -0.20% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +5.71% | -0.55% |
| Average volume | 441.38K | 189.16K |
| Shares outstanding | 82.73M | 27.83M |
| Employees | 108 | 929 |
| Sector | Finance | Financial Services |
| Industry | Property-Casualty Insurers | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UVE has outperformed PLGO by 23.0 percentage points over the past year.
- Pelagos Insurance Capital offers a meaningfully higher dividend yield (2.52% vs 1.41%).
- The two companies sit in different sectors: Pelagos Insurance Capital in Finance and UNIVERSAL INSURANCE HOLDINGS INC in Financial Services.
About Pelagos Insurance Capital
PLGO stock →Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance.
Finance · Property-Casualty Insurers · 108 employees
About UNIVERSAL INSURANCE HOLDINGS INC
UVE stock →Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages.
Financial Services · Insurance - Property & Casualty · 929 employees
PLGO vs UVE FAQ
Which is bigger, Pelagos Insurance Capital or UNIVERSAL INSURANCE HOLDINGS INC?
Pelagos Insurance Capital (PLGO) is larger, with a market capitalization of $1.97B compared with $1.26B for UNIVERSAL INSURANCE HOLDINGS INC (UVE).
Which stock has performed better over the past year, PLGO or UVE?
UVE returned +50.98% over the past 12 months, compared with +27.94% for PLGO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PLGO or UVE?
UVE has the lower trailing P/E at 5.7, versus 5.9 for PLGO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Pelagos Insurance Capital or UNIVERSAL INSURANCE HOLDINGS INC?
Pelagos Insurance Capital has the higher yield at 2.52%, compared with 1.41% for UNIVERSAL INSURANCE HOLDINGS INC.
Are Pelagos Insurance Capital and UNIVERSAL INSURANCE HOLDINGS INC in the same industry?
No. Pelagos Insurance Capital is in the Finance sector, while UNIVERSAL INSURANCE HOLDINGS INC is in Financial Services.