Renasant (RNST) vs Texas Capital Bancshares (TCBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Renasant (RNST) has outperformed Texas Capital Bancshares (TCBI) over the past year, gaining 7.5% versus a gain of 7.1%. Over five years, TCBI leads with a +53.4% price change compared with +2.2% for RNST. Texas Capital Bancshares is the larger company by market cap ($3.94 billion vs $3.59 billion), about 1.1 times the size, while Renasant is growing revenue faster (+37.7% vs +34.7%).
On valuation, Renasant trades at a lower forward P/E (10.0x vs 11.0x for Texas Capital Bancshares). Renasant offers the higher dividend yield (2.34% vs 0.22%). Texas Capital Bancshares converts more of its revenue into profit, with a net margin of 26.3% versus 18.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RNST | TCBI |
|---|---|---|
| Share price | $39.29 | $90.58 |
| Market cap | $3.59B | $3.94B |
| 1-day change | +1.05% | 0.00% |
| YTD return | +11.56% | +2.04% |
| 1-year return | +7.47% | +7.12% |
| 5-year return | +2.16% | +53.45% |
| P/E ratio (TTM) | 11.62 | 11.78 |
| Forward P/E | 10.00 | 11.00 |
| EPS (TTM) | $3.38 | $7.69 |
| Dividend yield | 2.34% | 0.22% |
| Annual dividend | $0.92 | $0.20 |
| Revenue (latest FY) | $985.85M | $1.26B |
| Revenue growth (YoY) | +37.72% | +34.69% |
| Net income (latest FY) | $181.27M | $330.24M |
| Net margin | 18.39% | 26.30% |
| 52-week high | $44.54 | $108.92 |
| 52-week low | $33.04 | $75.41 |
| Distance from 52-week high | -11.79% | -16.84% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +21.43% | +17.19% |
| Average volume | 637.04K | 494.04K |
| Shares outstanding | 91.40M | 43.47M |
| Employees | 3,000 | 1,785 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Renasant offers a meaningfully higher dividend yield (2.34% vs 0.22%).
- Texas Capital Bancshares is more profitable, keeping 26.3 cents of every revenue dollar as net income versus 18.4 cents for Renasant.
About Renasant
RNST stock →Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, and fiduciary services to retail and commercial customers. The company operates in two segments, Community Banks and Wealth Management.
Finance · Major Banks · 3,000 employees
About Texas Capital Bancshares
TCBI stock →Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers.
Finance · Major Banks · 1,785 employees
RNST vs TCBI FAQ
Which is bigger, Renasant or Texas Capital Bancshares?
Texas Capital Bancshares (TCBI) is larger, with a market capitalization of $3.94B compared with $3.59B for Renasant (RNST).
Which stock has performed better over the past year, RNST or TCBI?
RNST returned +7.47% over the past 12 months, compared with +7.12% for TCBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, RNST or TCBI?
RNST has the lower trailing P/E at 11.6, versus 11.8 for TCBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Renasant or Texas Capital Bancshares?
Renasant has the higher yield at 2.34%, compared with 0.22% for Texas Capital Bancshares.
Are Renasant and Texas Capital Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.