Safety Insurance Group (SAFT) vs Selective Insurance Group (SIGI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Safety Insurance Group (SAFT) has outperformed Selective Insurance Group (SIGI) over the past year, gaining 49.5% versus a gain of 1.0%. Over five years, SAFT leads with a +30.3% price change compared with +8.3% for SIGI. Selective Insurance Group is the larger company by market cap ($5.01 billion vs $1.53 billion), about 3.3 times the size, while Safety Insurance Group is growing revenue faster (+12.8% vs +9.8%).
On valuation, Selective Insurance Group trades at a lower forward P/E (9.6x vs 16.6x for Safety Insurance Group). Safety Insurance Group offers the higher dividend yield (3.54% vs 1.98%). Selective Insurance Group converts more of its revenue into profit, with a net margin of 8.7% versus 7.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SAFT | SIGI |
|---|---|---|
| Share price | $103.94 | $84.14 |
| Market cap | $1.53B | $5.01B |
| 1-day change | 0.00% | -1.16% |
| YTD return | +33.41% | +1.74% |
| 1-year return | +49.51% | +1.03% |
| 5-year return | +30.27% | +8.34% |
| P/E ratio (TTM) | 22.30 | 10.44 |
| Forward P/E | 16.63 | 9.57 |
| EPS (TTM) | $4.66 | $8.06 |
| Dividend yield | 3.54% | 1.98% |
| Annual dividend | $3.68 | $1.67 |
| Revenue (latest FY) | $1.26B | $5.34B |
| Revenue growth (YoY) | +12.83% | +9.78% |
| Net income (latest FY) | $99.25M | $466.41M |
| Net margin | 7.85% | 8.74% |
| 52-week high | $104.01 | $100.40 |
| 52-week low | $67.04 | $72.78 |
| Distance from 52-week high | -0.07% | -16.20% |
| Analyst consensus | — | hold |
| Avg. price target upside | — | +21.06% |
| Average volume | 208.53K | 477.57K |
| Shares outstanding | 14.68M | 59.57M |
| Employees | 568 | 2,800 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Selective Insurance Group is about 3.3 times larger than Safety Insurance Group by market value ($5.01B vs $1.53B).
- SAFT has outperformed SIGI by 48.5 percentage points over the past year.
- Safety Insurance Group trades at a higher earnings multiple (22.3x vs 10.4x trailing P/E).
- Safety Insurance Group offers a meaningfully higher dividend yield (3.54% vs 1.98%).
About Safety Insurance Group
SAFT stock →Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States.
Finance · Property-Casualty Insurers · 568 employees
About Selective Insurance Group
SIGI stock →Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments.
Finance · Property-Casualty Insurers · 2,800 employees
SAFT vs SIGI FAQ
Which is bigger, Safety Insurance Group or Selective Insurance Group?
Selective Insurance Group (SIGI) is larger, with a market capitalization of $5.01B compared with $1.53B for Safety Insurance Group (SAFT).
Which stock has performed better over the past year, SAFT or SIGI?
SAFT returned +49.51% over the past 12 months, compared with +1.03% for SIGI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SAFT or SIGI?
SIGI has the lower trailing P/E at 10.4, versus 22.3 for SAFT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Safety Insurance Group or Selective Insurance Group?
Safety Insurance Group has the higher yield at 3.54%, compared with 1.98% for Selective Insurance Group.
Are Safety Insurance Group and Selective Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.