Synchrony Financial (SYF) vs TeraWulf (WULF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TeraWulf (WULF) has outperformed Synchrony Financial (SYF) over the past year, gaining 19.0% versus a gain of 1.5%. Over five years, SYF leads with a +43.3% price change compared with -52.1% for WULF. Synchrony Financial is the larger company by market cap ($23.45 billion vs $6.85 billion), about 3.4 times the size, while TeraWulf is growing revenue faster (+20.3% vs -2.8%).
Synchrony Financial pays a dividend yielding 1.67%, while TeraWulf does not currently pay one. Synchrony Financial converts more of its revenue into profit, with a net margin of 18.7% versus -392.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SYF | WULF |
|---|---|---|
| Share price | $72.07 | $13.73 |
| Market cap | $23.45B | $6.85B |
| 1-day change | +0.19% | -4.65% |
| YTD return | -13.78% | +25.33% |
| 1-year return | +1.45% | +19.01% |
| 5-year return | +43.34% | -52.08% |
| P/E ratio (TTM) | 7.38 | — |
| Forward P/E | 6.89 | — |
| EPS (TTM) | $9.77 | $-4.43 |
| Dividend yield | 1.67% | 0.00% |
| Annual dividend | $1.20 | $0.00 |
| Revenue (latest FY) | $18.99B | $168.46M |
| Revenue growth (YoY) | -2.80% | +20.28% |
| Net income (latest FY) | $3.55B | $-661.42M |
| Gross margin | — | 39.21% |
| Operating margin | — | -110.54% |
| Net margin | 18.71% | -392.64% |
| 52-week high | $88.77 | $29.84 |
| 52-week low | $63.08 | $10.47 |
| Distance from 52-week high | -18.81% | -53.99% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +22.77% | +143.85% |
| Average volume | 3.28M | 31.10M |
| Shares outstanding | 325.37M | 498.97M |
| Employees | 20,000 | 141 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Synchrony Financial is about 3.4 times larger than TeraWulf by market value ($23.45B vs $6.85B).
- WULF has outperformed SYF by 17.6 percentage points over the past year.
- Synchrony Financial offers a meaningfully higher dividend yield (1.67% vs 0.00%).
- Synchrony Financial is more profitable, keeping 18.7 cents of every revenue dollar as net income versus -392.6 cents for TeraWulf.
- TeraWulf grew revenue faster in its latest fiscal year (+20.28% vs -2.80%).
About Synchrony Financial
SYF stock →Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans.
Finance · Finance: Consumer Services · 20,000 employees
About TeraWulf
WULF stock →TeraWulf Inc., together with its subsidiaries, owns, develops, operates digital infrastructure in the United States. It also develops and operates bitcoin mining facilities for bitcoin mining and high-performance computing workloads, leveraging clean, cost-effective, and reliable energy.
Finance · Finance: Consumer Services · 141 employees
SYF vs WULF FAQ
Which is bigger, Synchrony Financial or TeraWulf?
Synchrony Financial (SYF) is larger, with a market capitalization of $23.45B compared with $6.85B for TeraWulf (WULF).
Which stock has performed better over the past year, SYF or WULF?
WULF returned +19.01% over the past 12 months, compared with +1.45% for SYF (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Synchrony Financial or TeraWulf?
Synchrony Financial pays a dividend yielding 1.67%, while TeraWulf does not currently pay a regular dividend.
Are Synchrony Financial and TeraWulf in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.