Ameris Bancorp Quarterly Cash Flow Statement
NYSE: ABCBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Ameris Bancorp free cash flow
In the quarter ended Jun 30, 2026, Ameris Bancorp generated $79.4 million of operating cash flow and spent $8.6 million on capital expenditures. That left free cash flow of $70.8 million, a free-cash-flow margin of 21.7% of revenue. Free cash flow was up 31.8% from the prior year's $53.7 million.
Ameris Bancorp returned $33.1 million to shareholders: $13.4 million in dividends and $19.7 million in share repurchases, equal to 47% of free cash flow. Free cash flow covered dividend payments 5.3 times.
Summary generated from market data by MetaCap's automated system. Methodology
Ameris Bancorp cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 51.45M | 110.49M | 108.36M | 106.03M | 109.83M | 87.94M | 94.38M | 99.21M | 90.78M | 74.31M | 65.93M | 80.11M |
| Net Income growth (YoY) | -53.16% | +25.65% | +14.81% | +6.87% | +20.98% | +18.33% | +43.14% | +23.84% | +44.94% | +22.99% | -19.81% | -13.44% |
| Depreciation & Amortization | 5.18M | 6.00M | 6.31M | 6.87M | 8.12M | 8.36M | 9.11M | 9.23M | 9.02M | 9.44M | 4.84M | 4.85M |
| Stock-Based Compensation | 4.71M | 3.10M | 3.00M | 3.23M | 3.18M | 3.28M | 4.11M | 3.69M | 2.51M | 3.13M | 2.54M | 2.99M |
| Operating Cash Flow | 79.42M | 257.15M | 107.04M | 104.92M | 61.37M | 116.85M | 130.50M | 102.17M | -97.06M | 18.58M | 212.89M | 131.90M |
| Capital Expenditures | -8.61M | -7.74M | -5.80M | -4.40M | -7.65M | -2.69M | -4.36M | -2.41M | -3.27M | -3.44M | -5.85M | -3.80M |
| Investing Cash Flow | -491.46M | -509.86M | -374.65M | -466.19M | -277.11M | -184.85M | -46.26M | 70.02M | -500.41M | -370.04M | 4.12M | 285.27M |
| Dividends Paid | -13.41M | -14.04M | -13.67M | -13.70M | -13.75M | -14.13M | -10.32M | -10.32M | -10.34M | -10.48M | -10.34M | -10.34M |
| Share Repurchases | -19.65M | -83.56M | -40.81M | -8.48M | -12.85M | -20.75M | -103.00K | 0 | -2.96M | -4.89M | -3.27M | -29.00K |
| Financing Cash Flow | 279.85M | 493.09M | 313.37M | 234.16M | 93.61M | 140.02M | -223.03M | -175.23M | 748.42M | 395.40M | -595.48M | -190.53M |
| Net Change in Cash | -132.19M | 240.38M | 45.76M | -127.11M | -122.13M | 72.02M | -138.78M | -3.04M | 150.94M | 43.95M | -378.47M | 226.64M |
| Free Cash Flow | 70.81M | 249.41M | 101.23M | 100.52M | 53.72M | 114.17M | 126.15M | 99.76M | -100.34M | 15.14M | 207.04M | 128.10M |
This table shows 12 quarterly periods of Ameris Bancorp's cash flow statement, from Q2 2026 back to Q3 2023, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow ABCB's reporting calendar. What is a cash flow statement?