Ally Financial Quarterly Cash Flow Statement
NYSE: ALLYFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Ally Financial free cash flow
In the quarter ended Jun 30, 2026, Ally Financial generated $1.35 billion of operating cash flow. That left free cash flow of $1.35 billion, a free-cash-flow margin of 59.2% of revenue. Free cash flow was up 42.9% from the prior year's $947.0 million.
Ally Financial returned $240.0 million to shareholders: $92.0 million in dividends and $148.0 million in share repurchases, equal to 18% of free cash flow. Free cash flow covered dividend payments 14.7 times.
Summary generated from market data by MetaCap's automated system. Methodology
Ally Financial cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 410.00M | 319.00M | 327.00M | 398.00M | 352.00M | -225.00M | 108.00M | 198.00M | 219.00M | 143.00M | 62.00M | 285.00M |
| Net Income growth (YoY) | +16.48% | — | +202.78% | +101.01% | +60.73% | -257.34% | +74.19% | -30.53% | -29.58% | -52.17% | -77.70% | -4.68% |
| Depreciation & Amortization | 378.00M | 378.00M | 369.00M | 338.00M | 329.00M | 361.00M | 335.00M | 282.00M | 272.00M | 310.00M | 315.00M | 304.00M |
| Change in Working Capital | 190.00M | -9.00M | -124.00M | 51.00M | -3.00M | -265.00M | 511.00M | -610.00M | 195.00M | 104.00M | -589.00M | 93.00M |
| Operating Cash Flow | 1.35B | 1.37B | 640.00M | 1.20B | 947.00M | 940.00M | 951.00M | 857.00M | 1.45B | 1.27B | -52.00M | 1.63B |
| Investing Cash Flow | -4.60B | -3.04B | -4.45B | -2.38B | 2.91B | -1.34B | 1.21B | 1.20B | -986.00M | 3.58B | -3.04B | -1.71B |
| Dividends Paid | -92.00M | -102.00M | -94.00M | -93.00M | -92.00M | -100.00M | -92.00M | -92.00M | -91.00M | -97.00M | -91.00M | -90.00M |
| Share Repurchases | -148.00M | -147.00M | -23.00M | -1.00M | -1.00M | -34.00M | -7.00M | -1.00M | -1.00M | -29.00M | -4.00M | 0 |
| Debt Issued | 796.00M | 1.08B | 2.10B | 1.62B | 929.00M | 24.00M | 1.47B | 2.32B | 426.00M | 123.00M | 812.00M | 842.00M |
| Debt Repaid | -1.12B | -824.00M | -1.80B | -767.00M | -1.54B | -1.07B | -801.00M | -1.51B | -1.48B | -699.00M | -1.99B | -905.00M |
| Financing Cash Flow | 1.64B | 1.09B | 4.01B | 1.28B | -3.77B | 438.00M | -72.00M | -874.00M | -982.00M | -3.64B | 1.41B | -1.44B |
| Net Change in Cash | -1.61B | -580.00M | 205.00M | 96.00M | 91.00M | 37.00M | 2.08B | 1.18B | -516.00M | 1.20B | -1.68B | -1.52B |
| Free Cash Flow | 1.35B | 1.37B | 640.00M | 1.20B | 947.00M | 940.00M | 951.00M | 857.00M | 1.45B | 1.27B | -52.00M | 1.63B |
This table shows 12 quarterly periods of Ally Financial's cash flow statement, from Q2 2026 back to Q3 2023, across 12 line items including net income, depreciation & amortization, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow ALLY's reporting calendar. What is a cash flow statement?