OFG Bancorp Quarterly Cash Flow Statement
NYSE: OFGFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
OFG Bancorp free cash flow
In the quarter ended Jun 30, 2026, OFG Bancorp generated $53.2 million of operating cash flow and spent $8.1 million on capital expenditures. That left free cash flow of $45.1 million, a free-cash-flow margin of 23.7% of revenue. Free cash flow was up 41.8% from the prior year's $31.8 million.
OFG Bancorp returned $14.9 million to shareholders through dividends, equal to 33% of free cash flow. Free cash flow covered dividend payments 3.0 times.
Summary generated from market data by MetaCap's automated system. Methodology
OFG Bancorp cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 58.78M | 53.94M | 55.89M | 51.84M | 51.80M | 45.57M | 50.35M | 47.00M | 51.13M | 49.69M | 46.60M | 44.87M |
| Net Income growth (YoY) | +13.47% | +18.36% | +11.02% | +10.29% | +1.31% | -8.29% | +8.05% | +4.74% | +15.75% | +7.49% | +0.50% | +7.05% |
| Depreciation & Amortization | 4.86M | 4.82M | 5.01M | 5.28M | 5.08M | 5.09M | 4.85M | 5.43M | 5.31M | 5.29M | — | — |
| Stock-Based Compensation | 1.61M | 1.39M | 1.62M | 1.46M | 1.53M | 1.61M | 2.45M | 1.59M | 1.97M | 1.17M | 1.28M | 1.35M |
| Change in Working Capital | -71.19M | 21.74M | 127.79M | -26.08M | -22.47M | 23.55M | -9.49M | -32.81M | 8.18M | -1.98M | -1.29M | 13.27M |
| Operating Cash Flow | 53.20M | 73.12M | 59.21M | 39.50M | 35.93M | 83.07M | 38.28M | 58.15M | 95.09M | 60.99M | 107.52M | 88.79M |
| Capital Expenditures | -8.13M | -4.36M | -5.90M | -3.99M | -4.15M | -4.35M | -4.06M | -6.38M | -4.72M | -6.19M | -6.25M | -3.95M |
| Investing Cash Flow | -52.26M | -1.39M | 27.88M | -60.08M | -308.86M | -97.32M | -206.80M | -186.71M | -105.98M | 163.52M | -856.26M | -572.67M |
| Dividends Paid | -14.89M | -13.06M | -13.36M | -13.49M | -13.57M | -11.45M | -11.62M | -11.73M | -11.91M | -10.38M | -10.55M | -10.36M |
| Share Repurchases | 0 | -44.47M | -40.11M | -20.40M | -7.70M | -23.39M | -45.94M | -104.00K | -24.28M | 0 | 0 | -2.19M |
| Financing Cash Flow | 108.27M | -475.56M | 212.90M | -90.87M | 414.12M | 133.71M | 79.07M | 68.72M | -3.06M | -218.29M | 964.21M | 217.60M |
| Net Change in Cash | 109.21M | -403.84M | 299.99M | -111.45M | 141.20M | 119.46M | -89.45M | -59.84M | -13.96M | 6.22M | 215.47M | -266.27M |
| Free Cash Flow | 45.06M | 68.77M | 53.32M | 35.52M | 31.78M | 78.72M | 34.22M | 51.77M | 90.37M | 54.80M | 101.28M | 84.84M |
This table shows 12 quarterly periods of OFG Bancorp's cash flow statement, from Q2 2026 back to Q3 2023, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow OFG's reporting calendar. What is a cash flow statement?