Synchrony Financial Balance Sheet
NYSE: SYFFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Synchrony Financial financial position
At the end of fiscal 2025, Synchrony Financial reported total assets of $119.09 billion, down 0.3% from a year earlier against total liabilities of $102.33 billion. Shareholders' equity stood at $16.77 billion, or 14.1% of assets. The company held $14.97 billion in cash and equivalents against $15.18 billion of debt, a net debt position of $209.0 million.
Debt-to-equity was 0.91.
Summary generated from market data by MetaCap's automated system. Methodology
Synchrony Financial balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 14.97B | 14.71B | 14.26B | 10.29B | 8.34B | 11.52B | 12.15B | 9.40B | 11.60B | 9.32B |
| Property, Plant & Equipment | 1.25B | — | — | — | — | — | — | — | — | — |
| Goodwill | 1.36B | 1.27B | 1.02B | 1.10B | 1.10B | 1.08B | 1.08B | 1.02B | 991.00M | 949.00M |
| Intangible Assets | 104.00M | 854.00M | 815.00M | 742.00M | 1.17B | 1.13B | 1.26B | 1.14B | 749.00M | 712.00M |
| Total Assets | 119.09B | 119.46B | 117.48B | 104.56B | 95.75B | 95.95B | 104.83B | 106.79B | 95.81B | 90.21B |
| Long-Term Debt | 15.18B | 15.46B | 15.98B | 14.19B | 14.51B | 15.78B | 19.87B | 24.00B | 20.80B | 20.15B |
| Total Liabilities | 102.33B | 102.88B | 103.58B | 91.69B | 82.09B | 83.25B | 89.74B | 92.11B | 81.57B | 76.01B |
| Shareholders' Equity | 16.77B | 16.58B | 13.90B | 12.87B | 13.65B | 12.70B | 15.09B | 14.68B | 14.23B | 14.20B |
| Retained Earnings | 24.60B | 21.64B | 18.66B | 16.72B | 14.24B | 10.62B | 12.12B | 8.99B | 6.81B | 5.33B |
| Total Debt | 15.18B | 15.46B | 15.98B | 14.19B | 14.51B | 15.78B | 19.87B | 24.00B | 20.80B | 20.15B |
| Net Cash (Debt) | -209.00M | -751.00M | -1.72B | -3.90B | -6.17B | -4.25B | -7.72B | -14.60B | -9.20B | -10.83B |
| Shares Outstanding | 347.00M | 388.00M | 406.88M | 438.22M | 526.83M | 584.01M | 615.93M | 718.76M | 770.53M | 817.35M |
This table shows 10 annual periods of Synchrony Financial's balance sheet, from FY 2025 back to FY 2016, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow SYF's reporting calendar. What is a balance sheet?