Synchrony Financial Quarterly Balance Sheet
NYSE: SYFFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Synchrony Financial financial position
As of Jun 30, 2026, Synchrony Financial reported total assets of $121.93 billion, up 1.2% from a year earlier against total liabilities of $105.03 billion. Shareholders' equity stood at $16.90 billion, or 13.9% of assets. The company held $16.19 billion in cash and equivalents against $16.43 billion of debt, a net debt position of $239.0 million.
Debt-to-equity was 0.97.
Summary generated from market data by MetaCap's automated system. Methodology
Synchrony Financial balance sheet (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 16.19B | 20.56B | 14.97B | 16.25B | 19.46B | 21.63B | 14.71B | 17.93B | 18.63B | 20.02B | 14.26B | 15.64B |
| Property, Plant & Equipment | 1.22B | — | 1.25B | — | — | — | — | — | — | — | — | — |
| Goodwill | 1.36B | 1.36B | 1.36B | 1.27B | 1.27B | 1.27B | 1.27B | 1.27B | 1.27B | 1.07B | 1.02B | 1.10B |
| Intangible Assets | 152.00M | 1.22B | 104.00M | 909.00M | 862.00M | 847.00M | 854.00M | 765.00M | 776.00M | 800.00M | 815.00M | 1.17B |
| Total Assets | 121.93B | 121.50B | 119.09B | 116.98B | 120.50B | 122.03B | 119.46B | 119.23B | 120.49B | 121.17B | 117.48B | 112.94B |
| Long-Term Debt | 16.43B | 16.43B | 15.18B | 14.43B | 16.01B | 17.01B | 15.46B | 15.63B | 15.64B | 16.13B | 15.98B | 15.23B |
| Total Liabilities | 105.03B | 105.02B | 102.33B | 99.92B | 103.55B | 105.44B | 102.88B | 103.25B | 104.95B | 105.89B | 103.58B | 99.17B |
| Shareholders' Equity | 16.90B | 16.48B | 16.77B | 17.07B | 16.95B | 16.58B | 16.58B | 15.98B | 15.54B | 15.28B | 13.90B | 13.77B |
| Retained Earnings | 25.97B | 25.21B | 24.60B | 23.98B | 23.04B | 22.21B | 21.64B | 20.98B | 20.31B | 19.79B | 18.66B | 18.34B |
| Total Debt | 16.43B | 16.43B | 15.18B | 14.43B | 16.01B | 17.01B | 15.46B | 15.63B | 15.64B | 16.13B | 15.98B | 15.23B |
| Net Cash (Debt) | -239.00M | 4.13B | -209.00M | 1.81B | 3.45B | 4.62B | -751.00M | 2.30B | 3.00B | 3.89B | -1.72B | 412.00M |
| Shares Outstanding | 325.00M | 337.00M | 347.00M | 360.14M | 371.94M | 380.54M | 388.00M | 389.22M | 395.12M | 401.41M | 406.88M | 413.79M |
This table shows 12 quarterly periods of Synchrony Financial's balance sheet, from Q2 2026 back to Q3 2023, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow SYF's reporting calendar. What is a balance sheet?